Hospitals 

Pension fund inquire about future retirement. Where and how to find out the amount of the funded part of the pension? Step-by-step recommendations, required documents

You can now calculate the amount of your future pension, see the state of your savings account and the number of points without leaving your home. Official electronic services allow you to get acquainted with all the information within a couple of minutes via the Internet. It is not difficult to find out the amount of the pension on the website of the State Service, the state portal provides all the data in a convenient and visual format.

You will see the size of the insurance and funded pension parts, the size of the individual coefficient used in the new calculation formula. According to it, the social payment is formed from two basic parts:

  • fixed (the same for all citizens, indexed annually);
  • insurance (number of points * point value).

Where to see the funded part

Until recently, once a year, the RF Pension Fund sent letters with information about the state of the savings account. The Russian Post delivered such correspondence to all citizens of working age paying contributions to the Pension Fund of Russia. Now such letters are not sent, but all information is available on the state portal. There you will receive data about:

  • places of work;
  • periods of employment;
  • the amount of contributions from your employer.

At the same time, not all citizens now have a funded part. It is available by individual choice for persons under 1967. They indicate whether to direct all deductions only to the insurance part or to separate the share to the funded one.

To find out the funded part of the pension through the State Services, go to the site gosuslugi.ru with your login (it is a phone number, SNILS or email address) and a password. Go to the Service Catalog, scroll down to the category "Pension, benefits and benefits", select "Notification of the state of the personal account".

Information about the service appears. The request is sent to the FIU in electronic form, the waiting time for a response is no more than 2 minutes. After processing the application, you will be provided with an extract from the history of pension contributions. The document is generated in * .pdf format, which can be viewed in any modern browser, saved to a computer or printed. The legislation does not provide for grounds for refusal to perform the function; as a result of consideration of the application, a reporting extract must be generated.

If you agree with the information provided and want to find out the funded part of the pension through the State Services, click the blue button on the right "Get the service". After a short processing of the request, information about the state of the personal account will appear.

You can view the PFR notice in * .pdf format - this file has no legal force and is for review. If you need to provide an official statement to a bank or other organization, select the "Send notification by e-mail" item. The state portal guarantees that in this case the data will be sent in a special format that guarantees their authenticity.

Clause 3 of the extract provides data on the amount of the funded part of the social benefit. You will see which fund manages your retirement money. The total amount of savings includes both insurance contributions directly and maternity capital funds, and additional voluntary payments, if any.

When participating in the state program for co-financing the funded part, the sums of voluntary contributions and additional payments made on them will be listed here by year.

How to calculate retirement points on Public Services

In 2015, the FIU introduced a new formula for determining the pension. The concept of "retirement points" has appeared - a conditional coefficient reflecting the amount of deductions. For each year of work, a certain number of points are added to the balance, depending on the size of the salary. Further, when calculating, each point has a set value.

It is not difficult to find retirement points on State Services: they are all indicated in the same statement from the personal account. Immediately after the basic information, you will find the line "The value of the individual retirement coefficient", after which the number is indicated - this is the number of points already earned.

Further, in paragraph 1, there is a breakdown of the accruals: the first line shows the points received before 2015, before the introduction of the new formula. All previous contributions have been recalculated into an individual coefficient system. Then the amount of pension payments and the points received for them are indicated by year.

There is a second way to find out the value of the coefficient - using a calculator on the website of the Pension Fund of the Russian Federation pfrf.ru. It allows you to calculate how much will be added to your balance depending on the size of your salary. Go to the "Electronic services" section, select the "Pension calculator" item.

On the right side, you will see a window for calculating the coefficient for the current year. Enter the salary for the month in the field - note that you must enter the full amount of accrual, before the payment of personal income tax. Click the "Calculate" button, below you will see the number of points that will be added to you for this year.

How to determine the size of your future pension

You cannot directly find out your pension through State Services. You can see only the size of the insurance and funded parts, the number of pension points. But the formula for calculating the PFR is rather complicated, it takes into account many parameters - the passage of military service, the presence of children, the age of retirement, etc. It is not easy to calculate the amount of future payments on your own.

To facilitate this task, the Pension Fund has launched a convenient service that allows you to calculate your pension directly on the Internet. In addition, you can check how the size of the social payment will change when the parameters change - the length of service, the size of the salary, the presence of additional contributions.

To find out the amount of the pension on the State Service website, open the PFR website, go to the pension calculator. Scroll down the page a little, you will see fields for entering data.

Select the gender value - it is used to determine when the pension will be awarded. The option of pension provision affects the calculation process: citizens under 1967 year of birth. can direct insurance premiums only to the insurance part or increase the accumulative part as well. The maximum amount of points awarded for the year depends on this - 10 or 6.25, respectively.

Indicate whether you have completed military service - it is counted in the insurance period and adds 1.8 points to the coefficient. For women, the number of children and the time spent on parental leave are important. In seniority, up to 1.5 years are taken into account for each baby, while for the first you will receive 1.8 points per year, for the second - 3.6, for the third and fourth - 5.4 each.

Affects the size of the pension and the period for applying for payment after reaching retirement age. The later you come, the more premium coefficients you will receive: a 5-year grace period will give an increase of 36% to the fixed payment and 45% to the insurance part.

Employees enter the estimated length of service and monthly salary before deducting personal income tax. Self-employed persons (these include sole proprietorships, farmers, lawyers and notaries) indicate their total annual income in the calculator. Those who combine work in an organization and independent activity fill in the data on salary and annual income.

Every citizen of the Russian Federation has in his hands an insurance certificate of compulsory pension insurance, and the SNILS number (Insurance number of an individual personal account) contained in it will help to find out all the data and numbers in the Pension Fund, and we will help you figure it out, how to find out pension according to SNILS and in other available ways.

Important

There are two types of pension - insurance and funded

There are both state and non-state pension funds where you can place future pension funds

There is a separate article for working retirees

Pension payment is made if a person:

Has a disability

Have reached retirement age

Lost breadwinner and incapacitated

How to find out pension according to SNILS

To find out the necessary information about the pension account, you can visit your territorial branch of the PFR or find out your pension online... The account owner, having the SNILS number, can easily obtain such data that are confidential for others, i.e. third parties will not be able to have such information under any circumstances.

Personal visit to the Pension Fund

To do this, be sure to take a plastic SNILS card and a passport with you. An employee of the FIU will quickly issue all the information and provide it in a printed form.

Find out SNILS pension online

Modern technologies have come to the aid of users and in order to be aware of their pension accruals, it is enough to have the Internet at hand. Going to personal account of the pension fund, find out the pension can be easily and simply. Through the official website of the pension fund, you can now register on the portal of state services, which will allow you to receive all the necessary information. Since 2015, public services have been integrated into the PF website, which greatly facilitated the use of the system.

Find out pension on public services

So we decided find out a pension on public services and since we do not have an account, we will register on the portal https://www.gosuslugi.ru

There are three types of registration on the website of a public service, and they are also distributed into sequential steps:

  1. Creating a Simplified Account
  2. Creating a Standard Account
  3. Getting a Verified Account

To access the full package of portal services, and therefore items go there if we want find out about pension we need to get a Verified Account.

First step: registering a Simplified account

Everything is simple here: you need to enter your first name, last name, mobile phone and email address. Next, we receive an SMS on the phone and enter the confirmation code in the field that appears. A simplified account has been created.

Second step: register a Standard account.

After entering the portal with your username and password, we expand our account to Standard. To do this, you must indicate SNILS and enter the passport data. After that, the verification of the data by the FMS employees will begin and upon its completion, a notification of its results will be sent by e-mail. Such a letter to your email address should come after a few hours or within a few days, depending on the workload.

Third step: getting a Verified Account

In order to get at your disposal a Verified Account, you must actually confirm your identity. This can be done in three ways:

  1. visit the nearest Service Center, taking a SNILS card and a passport. The verification procedure takes 10-15 minutes.
  2. receive a special code by mail in Russia;
  3. through the Internet banking system Sberbank and Tinkoff

The first option is faster and has a priority, the whole verification procedure takes 10-15 minutes. In addition, on the website of public services, it will be possible to see all such nearby centers in your area on a map.

Select the section "Pension, Benefits and Benefits" through the catalog of services. Next, we need the item "Notification of the state of the personal account in the FIU"

When you click on it, a new page will open, where we can get the service (the wait takes some time).

As a result, we receive data on the pension and the state of the individual personal account, where you can view them in a browser, save them on any electronic medium, print them in a convenient format, and if necessary send them by e-mail (a separate file is generated, certified by the RF Pension Fund). All this will also be available in the "Personal Account".

How to find out your pension on the website of the pension fund

The site of the pension fund also provides an opportunity to get an answer to the question how to find out your pension. To do this, we will use the search on the official resource of the PF RF. http://www.pfrf.ru

It should be noted that the site of the pension fund is perfectly adapted for people with disabilities. People with visual impairments can choose a contrasting website design, increase the text font size and spacing, as well as a sound assistant who will speak the selected text with a voice.

Here you can find an online pension calculator that, based on individual pension ratios and other data, will help the user approximately find out the amount of the pension.

Pension Fund. How to find out your pension

On the PFR website http://www.pfrf.ru go to the section "Personal account of a citizen". Here we will be offered to log in with our username and password, or go through the registration procedure, which is the same with registration, on the website of public services. We described all the instructions on how to do this above.

Then, by clicking on the drop-down menu, we find the section "Individual personal account" and here we need the item "Get information: about formed pension rights". Here is all the information we need: length of insurance, data that have been received or are being transmitted by employers at the moment: length of service, where and how long you worked and other necessary information. The document can be immediately saved in Word format or printed. A very interesting and useful function "Calculation of the future insurance pension", where, on the basis of the calculator, you can model and find out your pension for the current period, where you enter all the data.

Important

To log in, use your account in the Unified Identification and Authentication System (ESIA) *.

Access to the service is possible only for an ESIA account that has the "Confirmed" * status.

So, we tried to figure out how to find out the pension according to SNILS, step by step we figured out how to find out the pension on the website of the pension fund and how to register and find out the pension on public services.

We are waiting for your questions in the comments, if something is not clear.

Until 2013, all citizens of the Russian Federation received from the PFR the so-called "Letters of Happiness", which contained information about the formed pension rights (number of points, length of service, the amount of pension savings, etc.). Now such letters are no longer sent. However, in 2018, Russians have many other ways to obtain information on the state of an individual personal account with the FIU, including via the Internet. Few people know how to find out the funded part of the SNILS pension through state services. Meanwhile, at the moment, this is one of the most convenient and fastest ways to obtain information about your pension rights.

In addition to a single portal of public services, the opportunity is available on the official website of the PFR. In the personal account of a citizen on the website of the pension fund, you can not only get information about the insurer for the formation of pension savings, but also use many other useful services. Again, to log in to the PFR website, you will need an account on the public service portal... In this review, we will look at both methods of obtaining information about the amount of funded pension. You just have to choose the most convenient way for you.

  • Important

  • Information on the amount of the funded part of the pension is provided free of charge at the time of application.

How to find out your pension savings through government services


Before you find out the funded part of the pension according to SNILS through public services, you must register with the ESIA. Regular registration will not be enough, absolutely necessary. If you already have an account in public services, then you will not even need SNILS to obtain information on the amount of pension savings. In principle, you will not need any documents at all, because all the necessary data will already be entered into your profile in public services.

To find out the funded part of the pension through public services, follow these steps:

  • Follow the link gosuslugi.ru and log in;
  • Select the "Services" section;
  • Select the category "Pension, Benefits and Benefits";
  • Select the service "Notification of the state of the personal account in the FIU";
  • Read the terms of service and click on the "Get the service" button;
  • Click on the "Show full details" link at the end of the page.

If you wish, you can save a notice on the state of your personal account with the Pension Fund of the Russian Federation on your computer or send it to your e-mail. The document itself will contain full information about the formed pension rights. Thus, you can not only see the amount of pension savings, but also the number of points, etc. To find out the funded part of the pension, find the corresponding paragraph in the document. The report will contain information on the amount of insurance contributions to finance the funded pension and the amount of funds, taking into account their investment. If you made additional contributions to the funded pension, this information will also be reflected in this document.

How to view pension savings through the PFR website


A modern person does not have to personally contact the FIU to obtain information about the state of a retirement account. Now everyone can use a citizen's personal account on the official website of the pension fund and receive almost any service that is related to pension. All you need to do is to have an account in. Let's take a look at the most popular services available on the pension fund website.

The following services are available on the PFR website:

  • Obtaining an extract on the state of an individual personal account;
  • Obtaining information about formed pension rights;
  • Submitting an application to replace the insurer;
  • Refusal to form a funded pension;
  • Obtaining information about the insurer on the formation of pension savings;
  • Order a certificate of the amount of pension.

This is only a small part of the services available on the FIU website. There is also an option available here. We are interested in obtaining information about the amount of pension savings. This information can be accessed through the FIU website in several ways. If, in addition to the amount of the funded part of the pension, you want work experience and other information about pension rights, then you need to order a certificate of the state of an individual personal account. The corresponding instructions are given below.

To view the amount of the funded pension, follow these steps:

  1. Follow the link pfrf.ru and select the item "Personal account of a citizen";
  2. Click on the "Login" button in the upper right corner;
  3. Click on the "Login" button and enter the data from your account in the ESIA;
  4. In the section "Individual personal account" select the item "Order a certificate (statement) on the state of an individual personal account";
  5. Click on the "Request" button.

To open the document, go to the "History of requests" section. The report will contain detailed information on the formed pension rights, including the amount of the funded part of the pension. You can also select the service “Get information about the current insurer” in the section “Managing pension savings funds”. In this case, information will be provided about the organization in which the funds are located (state or non-state pension fund) and the amount of pension savings.

The funded part is one of the types of pension, which is formed at the expense of employers' contributions, investment income and personal contributions of the account holder himself.

If it is not possible to personally go to the fund, you can make a request for information on the PFR website. To do this, you need to register in your personal account by filling in your data. To activate your account, you will need to verify your identity (in the same way as when registering on the State Service website).

After registration, you will have access to a menu in which you can select the section of interest on pension savings and request information online.

Through accounting

You can contact your employer's accountant, as it is he who makes all contributions to the funds. However, this method does not always turn out to be effective, since in some cases the accountant only has access to the account number to which he is transferring money.

The accountant may not know information about the company where the deductions go.

Contact the PFR partner bank

The cumulative part can be stored in the bank, which are partners of the FIU. At the moment, these institutions are:

  • Sberbank;
  • Uralsib Bank;
  • Bank of Moscow;
  • VTB 24;
  • Gazprobank.

You can register on the websites of the funds of these banks and request information by calling SNILS. The registration process in all these funds can take a long time, so in order not to waste it, it is better to find out the information of interest about the pension by calling the hot numbers of these funds. The operator needs to tell SNILS and passport data.

The insurance number of the personal account allows not only to find out about the finding of the pension, but also about its formation and amount. SNILS allows you to use the services of the fund both online and with personal contact to the institution.

Today every citizen of Russia is “numbered” - has its own individual insurance number (SNILS) and a certificate confirming it. From the first day of life, a certificate of insurance is issued to each child. The number is unique, it has 11 digits, 9 of which are the account number, the last two are a control number for personal identification. How can you find out your pension savings based on all these SNILS data?

A certificate is necessary for every citizen, since it is a necessary document in order to have access to information on the accumulation of pension funds on a personal account.

SNILS is necessary for citizens for actions related to the accumulation of pensions:

  • To calculate the length of service and the number of points accumulated over the period of employment. This information is critical when calculating a pension.
  • To receive government services.
  • To receive benefits.
  • To be able to enter the government services website.
  • For information on the amount of savings that have occurred during the work at the enterprise.

The factor of the opportunity to find out information about the accumulated funds is the most interesting for our citizens, as this allows us to assume what the size of the pension will be in the future. The amount of contributions is calculated according to a certain tariff.

In accordance with it, the employer is obliged to deduct 22% of the employee's salary on a monthly basis.

The employee's role is to decide on the pension fund to which the funds will be deducted. It can be a state PF or a commercial non-state fund. It is to the fund that is elected by the citizen that the employer is obliged to transfer funds for the future pension.

If the fund is not officially selected, then the state assumes responsibility to transfer funds to the Pension Fund of Russia, zeroing the funded part, leaving the insurance part.

To have an idea of ​​how the insurance part is accumulated and to do it regularly, you need to know from which side to approach the computer. It is necessary to register on the website of public services, since it is on this website that it is possible to obtain information about the pension.

Algorithm of actions wishing to register:

  1. Open the registration page on the "Gosuslugi" website.
  2. Enter your full name, phone number or email address.
  3. Press the button "Register"
  4. Confirm phone or mail number.
  5. Enter the code that will be sent to the specified email address.
  6. Come up with a password to enter and enter it into the form twice.
  7. Enter personal data in a special form: full name, passport data, SNILS, date and place of birth.

After entering detailed information about yourself, you will have to wait a while, as they are sent to the FIU for verification.

The result of the check will be sent to your phone or email and will be displayed on the website at the same time. The message will indicate that a certain list of services is available to you.

Each bookmark is an entrance to a section where you can do this.


Advice for site users: continue registration, as the list of services will not be complete without personal identification. Confirmation of the user's identity will take longer, but after the final registration it will be possible to use public services to the fullest.

There are 3 ways to verify your identity:

  1. The appeal is personal. The site contains a list of centers where you can verify your identity by visiting it in person. You will need to show your passport at the center.
  2. By mail. A certified letter with a code to confirm the identity will be sent to the citizen's address. Delivery time is approximately 2 weeks, but usually arrives earlier.
  3. Using a universal electronic card or electronic signature. This method can be used if you have an electronic card.

After receiving the code, you must enter it in a special field in your personal account. The procedure is completed, after which you have access to all public services on the site.

On the website of state services www.gosuslugi.ru in your personal account in front of you - a full list of services that you can use. Then you need to find a bookmark with the inscription "PFR".

Having entered the bookmark, you will see another list of services that are provided directly by the pension fund of the Russian Federation.

Among them you need to find a bookmark "Personal account status"... In a few minutes, your account information will be found and provided to you.

The registration procedure, identity verification, authorization will take a lot of time only when you first visit the public services website. Site navigation is simple and easy to use. All government services will be available at home.

Alternatively, you can find out the status of your account at the PFR branch by applying there personally with your passport. An employee of the Pension Fund will provide all the necessary data in a matter of minutes. But, most likely, for this you will have to stand in line. The choice is yours.