When I retire. Retirement of men. Certain points in determining the length of service

Now women who are in the public service, that is, employees in the apparatus of state, municipal and regional authorities, holding political positions, can retire only at 63 years old.

Early retirement for women in 2018

Calculation of old-age pension in 2018 (example)

Insurance coverage for old age recently, which is provided in paragraph 1 of Article 15 of Federal Law No. 400:

SP st = IPK × SPK,

• SP st- the amount of insurance coverage for old age;
• IPK- the sum of all retirement points;
• SPK- the cost of one pension coefficient (point);

Also, the insurance pension is established fixed payment(FV) in solid size. The point value and flat payment are indexed annually by the government. So in 2018, the SPK is 81.49 rubles, and the PV - 4982.9 rubles.

Citizen Kulikova Antonina Vladimirovna turns 55 in 2018. Her work experience is 20 years, and the number of individual pension coefficients is 110 points. In addition, the woman has three children, with whom she was on parental leave for a year and a half, that is, in addition to 110 points, she also has:

• (1.8 + 3.6 + 5.4) × 1.5 = 16.2 points.

All three conditions for the appointment of a pension have been met by Antonina Vladimirovna, which means that she has the right to apply for a payment appointment in 2018.

Since the cost of the pension point in 2018 is 81.49 rubles, and the fixed payment is 4982.9 rubles, the pension of citizen A.V. in 2018 will be:

• (110 + 16.2) × 81.49 + 4982.9 = 15,266.94 rubles.

In addition, if Antonina Vladimirovna does not apply for an appointment now, but in a few years, then her payment will be increased due to bonus coefficients.

Documents to the Pension Fund for registration of a pension

To establish insurance coverage for old age, you must contact the territorial authorities Pension Fund of the Russian Federation... You can submit the necessary documents in person to the FIU or by mail.

In addition to the application for the appointment of this payment, the woman must provide originals or certified copies of the following documents:

1. passport or residence permit(if the woman does not have Russian citizenship);
2. SNILS(certificate of compulsory pension insurance);
3. documents confirming the duration of the insurance period, working period and other periods in a woman's life (the birth of children, etc.). This is usually a certified copy work book or its original, as well as to confirm the non-insurance periods, documents are submitted confirming that the citizen has children (birth certificate);
4. a certificate of the average monthly salary for 60 consecutive months before 01.01.2002 or information on the average monthly salary in the period from 2000 to 2001;
5. other documents.

In the event that an incomplete package of documents is provided, they, together with the application, will still be accepted. But it is advisable to bring the necessary documents to the FIU within three months, then the day of appeal will be considered day of receipt of the application.

Otherwise, if the documents are submitted later than the specified period, then the day when all missing documents were provided will be considered the day of appeal.

Appointment and payment of pension benefits

After the documents are accepted, the Russian Pension Fund considers them within 10 working days from the date of receipt of the application, or from the date of submission of the missing documents. If all the documents provided are true, then the insurance coverage is established from the day of applying for it, but not earlier than the citizen has the right to it.

This type of payment is unlimited and paid until the end of life citizen. Payment is made monthly. The recipient of the pension can be either the pensioner himself or his authorized representative.

Currently, you can choose how the pension will be delivered. To do this, you must choose a delivery method by submitting an appropriate application to the territorial body of the Pension Fund of Russia. This can be done both in writing, directly in the Pension Fund, and in electronic form through the Personal Account on the official website of the Pension Fund.

Retiree has the right to choose a more convenient way to deliver funds:

• via Russian Post;
• through an organization that delivers pensions (a full list of them is available in the territorial body of the Pension Fund);
• through a bank (to an account or bank card).

When choosing the Russian Post or a delivery organization, the pensioner also has the right to choose the method of receipt - at home or at the checkout.

Conclusion

As of 2018, women in the Russian Federation can retire at 55... It is generally accepted for women in our country. But in some cases, early security is provided for certain categories of citizens. Also for women who do not have the required work experience, it is provided upon reaching the age 60 years.

Due to the fact that the retirement age in our country is much lower than in other countries, the Ministry of Finance proposes raise the retirement age and in the Russian Federation. However, in 2018, this measure will not affect Russian citizens.

Sooner or later, every person is faced with the concept of retirement age in his life. Therefore, you need to know that this age is set as the maximum, upon reaching which Russian citizens can leave work and turn from a payer of regular pension interest from wages to a recipient of the pension they have earned. Let's figure out what the retirement age is now in Russia.

Workers employed in enterprises with difficult working conditions

Men at 55, women at 50 (with the available work experience of 20 years). A list of occupations with difficult conditions is presented in the section of the law on general occupations.

For example, electric welders in all types of welding with harmfulness of at least class 3 are entitled to an early retirement pension. Permanent work experience in production should be 12 and a half years for men, and at least 6 for women.

Workers employed in hazardous underground production, in hot workshops

Men - from 50 years old (with an existing work experience of 20 years), women - 45 (with the available work experience of 15 years). For mine workers, there is a separate document, as an annex to the law, which announces a list of professions that give the right to early retirement.

It includes works that pose a danger to the health and life of people: in deep mines (more than 150 m) with harmful gas-dynamic manifestations, the possibility of rock bumps and explosions, during the extraction of minerals that are harmful to health.

Workers of textile and clothing enterprises

At 50 (with over 20 years of work experience).

Servicemen and employees of power structures, Ministry of Emergency Situations

Men at 55, women at 50. It is worth mentioning separately about the calculations concerning the military personnel. There is simply no specific age limit for serving in the ranks of military personnel and structures, since it must be calculated on the basis of a person's specific track record.

This list includes the mandatory requirements:

• Work experience of 20 years or more, half of which should be in the army;
• Availability of awards, titles, special merit (for example,);
• Availability of preferential factors, for example, service in hot spots, participation in hostilities, injuries;
• Disability received during the years of service.

Legislators are not considering raising the retirement age for military personnel in the coming years (more about how old the military is retiring,).

As for the police officers, with the introduction of the new law, they have the right to an early, having 25 years of experience, of which half of the term must be worked out in the authorities.

Mothers of many children

From the age of 50. Conditions for retirement ahead of schedule: work experience of more than 15 years, the birth and upbringing of 5 children up to eight years of age, the upbringing of foster children is also taken into account.

There are a lot of discrepancies in the law regarding the retirement of mothers with many children, so it is planned to amend it.

War veterans in Afghanistan

• Officers
• Conscripts
• Workers
• Drivers
• Flight personnel
• Medical staff

The early retirement benefit begins to operate for men from the age of 55, and for 48-year-old women.

Liquidators of the accident at the Chernobyl nuclear power plant

The law does not indicate a single figure that would mean the time of retirement on a preferential basis for Chernobyl victims. This is due to the fact that they were on liquidation for different times, it is on the length of stay in the dangerous zone that retirement depends on earlier than prescribed in the law.

Citizens evacuated from the scene of the accident are also entitled to early retirement pension.

Medical workers

There is also a medical benefit, but no age is specified.

The presence of appropriate work experience in medical institutions can send doctors to a preferential pension at any age, and it is not a fact that this will happen before the age of 50:

• It is necessary to work 25 years in rural areas.
• In city hospitals - 30 years.

On the prospects for changing the law

Changes to the law have already been adopted after lengthy discussions in the State Duma of Russia.

The main innovations that have been introduced into the law:

• Increasing the age threshold for retirement. The changes will occur gradually, every 6 months.
• The increase in the age pension qualification will affect state and municipal employees, starting from the federal level.
• A gradual increase in the minimum length of service for this category of workers. It is planned to raise the bar up to 20 years.
• Increasing the minimum term of office of deputies of the State Duma and the Federation Council of the Russian Federation. For additional payments to a pension, an official will need to work at least 5 years, for an increased additional payment - at least 10 years.

Changes in Russian legislation are an element that is being prepared by the government. One of its main points will be raising the retirement age for all categories of workers.

Today, it is beneficial for the state to raise the pension bar specifically for civil servants, because this will save money on the payment of pensions, which are completely different from ordinary ones, and also keep qualified personnel for a longer time.

In accordance with the legislation in force in the Russian Federation, the right to an old-age insurance pension for women comes 5 years earlier than for men.

In the event that the labor activity took place in a production environment with the presence of harmful and dangerous factors, then the period of insurance experience, which will be required for early retirement, will also be slightly lower for women, for example:

Women with 12 years of work experience in CSWs who have given birth to two or more children, as well as workers in the textile industry, if any 20 years insurance experience enjoy the right to retire in 50 years.

What is the retirement age in Russia?

• 65 years for men;
• 60 years for women.

Early retirement

The current pension legislation for certain categories of citizens provides for retirement before reaching the generally established retirement age. The right to early retirement is established by the provisions of Chapter 6 of the Federal Law No. 400 dated December 28, 2013 "On insurance pensions".

Early retirement can be due to either professional activity in special conditions or social reasons.

List of professions and industries with harmful or dangerous working conditions, contained in lists No. 1 and No. 2, approved by Decree of the Government of the USSR No. 10 of January 26, 1991 and is currently applied in accordance with the provisions of Article 30 of the Federal Law of December 28, 2013 No. 400 in the manner prescribed by Resolution Cabinet of Ministers of the Russian Federation №665.

In case of early appointment of an insurance pension, it is necessary compliance with the following conditions:

• the presence of an individual pension coefficient of 30 points;
• reaching the required age and length of service to establish an early retirement pension;
• payment by the employer of additional insurance premiums to the Pension Fund of the Russian Federation.

Pedagogical and medical professionals who, in the course of their activities, are exposed to high psychophysical stress, also enjoy the right to early assignment of an old-age insurance pension.

The special working conditions that give the right to a preferential pension include work in conditions Far north and areas equated to it.

Retired or not?

Dismissal due to retirement

Old-age pension calculation

In connection with the pension reform carried out in our country, the procedure for calculating old-age insurance pension has changed. According to the requirements of Federal Law No. 400 of December 28, 2013, the pension is calculated in points, which, when assigned, are converted into rubles. With the full preservation of all pension rights of citizens, they are converted into an IPC.

The pension rights of citizens received by them before 2015 are converted into IPC as follows:

1. The insurance part of the labor pension is calculated as of December 31, 2014.
2. The amount received is divided by the cost of the pension coefficient, which was 64.10 rubles as of 01.01.2015.

Since the beginning of 2015, the amount of pension points is calculated based on the amount of contributions received from the employer to the account of the person insured in the MPI system.

The formula for calculating the old-age insurance pension looks like this:

SP = IPK × SPK × K + FV × K,

• IPK- individual pension coefficient,
• SPK- the cost of one pension coefficient,
• TO- a multiplying coefficient that depends on the category of the pensioner or the retirement age.
• PV- fixed payment.

Klara Davidovna is going to retire in May 2018.

• Her pension rights were converted at the beginning of 2015 and amounted to 94 points.
• Until she reaches retirement age by the end of the year, in connection with the continuation of her work, her PKI will increase another 7 points.
• By adding up all the pension coefficients, the IPC value was obtained in the amount of 101 points.

FV in 2018 was set at 4,982.9 rubles, the cost of one point was 81.49 rubles.

Since there is no reason to apply multiplying factors to either the fixed benefit or the insurance pension, we apply the standard calculation formula:

SP = 101 × 81.49 + 4982.9 = 13,213.39 rubles.

Thus, upon retirement, Klara Moiseevna will receive a pension of 13,213.39 rubles.

Appointment and payment of pension benefits

The procedure for the appointment and payment of insurance pensions is established by the provisions of Art. 21 ФЗ №400 "On insurance pensions"... Citizens receive the rights to insurance retirement benefits upon reaching retirement age, having a certain insurance record and a sufficient number of retirement points.

To assign a pension, you must apply at least a month before the expected retirement, with an application to the Pension Fund branch, the MFC or to the personnel department at the place of work. The application can also be sent through the "Russian Post" or in electronic form through the "Personal Account" on the PFR website.

Consideration of the application, subject to the submission of all the required documents, in accordance with the requirements of the internal regulations of the FIU, is 10 working days... Payment of the assigned insurance pension is made for the current month.

Required documents for registration

The list of basic documents required for registration of a pension, which necessarily will be required when contacting the FIU:

1. application for the appointment of a pension;
2. passport of a citizen of the Russian Federation with a stamp of registration at the place of residence;
3. employment history;
4. military ID;
5. Marriage certificate.

Foreign citizens permanently residing in the Russian Federation must have original passport, residence permit and their notarized copies with translation of these documents into Russian.

When applying to the Pension Fund for the appointment of a pension, you need to be prepared for the fact that the Fund's specialists may require additional documents.

Payment schedule and delivery methods

The pensioner is given the right to independently choose the method of delivery of the pension from the following options:

• Through the "Post of Russia" - can be received both with home delivery, and independently at the post office. In this case, the payment date is set for the pensioner in connection with the delivery schedule during the payment period, the timing of which must be inquired in advance with the post office at the place of residence.
• Through a bank, using a bank card and withdrawing funds through an ATM or receiving them in cash at a bank office.
• Through one of the organizations involved in the delivery of pension payments. The Pension Fund has a list of such organizations, using the services of which it will be possible to receive a pension at home or visit the organization's cash desk in person. The procedure for making pension payments in these organizations is the same as in post offices.

It is allowed to receive pension payments for a pensioner confidant subject to the availability of a notarized power of attorney. If its validity period exceeds one year, then it will be necessary to annually confirm the fact of registration of the principal at the place of receipt of the pension.

When a pensioner makes a decision to change the delivery organization or delivery method, it is necessary to notify the territorial body of the Pension Fund of the Russian Federation in writing.

What does a pension certificate look like in 2018?

Since 2015, the issuance of pension certificates was stopped and now instead of them, the Pension Fund units are issued reference, which contain all the necessary information that was previously contained in the pension certificate.

The help contains the following information about the pensioner:

1. Name and address of the PFR branch that issued the certificate.
2. Date and number of the document.
3. Surname, name, patronymic, individual SNILS number
4. Date of birth of the pensioner.
5. Branch of the PF, in which the citizen is registered.
6. The type of pension that is assigned.
7. The date, the appointment of the pension and the duration of its validity.
8. The amount of the assigned monthly pension payment.
9. Pension file number.

The certificate form bears the signature of the head of the PF department, the seal and indicates that it was issued instead of the certificate.

Conclusion

In the process of working, working citizens, in order to ensure the observance of their pension rights in full, should show interest in the formation of their future pension, monitoring the regularity and completeness of payment of insurance contributions by their employers, and also monitor changes in the pension legislation, which is undergoing continuous reform, so that, having a clear idea of ​​their rights and opportunities, consciously make the best decisions regarding retirement benefits.

You need to collect all the documents necessary for applying for a pension take care in advance, having previously consulted with the specialists of the Pension Fund.

Monthly receipt of funds for their own maintenance is issued upon reaching a certain age and completing work experience. However, there are some exceptions; in particular, the right to early retirement. What categories of citizens have the opportunity to receive early cash payments? How to retire early? All these questions will be answered in detail in the article.

general characteristics

Unfortunately, not all citizens have a sufficient legal culture. That is why many working people are not aware of some of the nuances of the current legislation governing the right to early retirement. All benefits, rights, surcharges and many other important legal elements are enshrined, first of all, in the Labor Code of the Russian Federation. But in addition to it, it is also worth highlighting a large number of Government decrees and regulations (in particular, the Federal Law on assessing labor conditions). All presented normative acts regulate the following concept.

Early retirement pension (article 27 of the Federal RF ") is a direct connection with the professional activity of a particular person, carried out under specific working conditions or agreed upon by certain social norms.

Thus, a person carrying out his labor activity in production with unusual working conditions has the right not only to various kinds of benefits, but also to early payments. At the same time, the profession should be really "harmful": the full list of difficult jobs was approved by the Council of the Minister of the USSR, but it has not practically changed to this day. Who retires early? This will be discussed further.

Early retirement pension: who is eligible?

Early retirement is called the option of receiving monthly payments, in which the onset of the permitted age will take place in no more than 2 years. Persons who are unemployed at the Russian employment center, as well as those who have relevant work experience (20 years for females and 25 years for males), can apply for such a pension. Accordingly, an early retirement pension in the Russian Federation is issued only for those persons who meet the above criteria.

The presence of harmful or difficult working conditions in the labor force invariably entails the possibility of receiving an early pension. Physical or psychological stress is considered to be harmful working conditions, and more recently, work in the Far North. Russian legislation establishes the possibility of obtaining the so-called reduced work experience. It is thanks to him that it will be possible to receive early retirement payments.

Separately, it should be noted that the working person has some serious illnesses. If the continuation of the work activity is impossible for health reasons, then an early retirement pension can be issued only on condition that a special medical certificate is submitted to the employment center.

List of harmful professions

If an employee carries out his labor activity at work with harmful work characteristics, then the possibility of early retirement increases significantly. What kind of professions fall under the category of "harmful"? Since Soviet times, a classification has been preserved that allows you to accurately determine the severity of labor. So, there are four levels of professional activity:

The issuance of each such degree is possible only if attention is paid to the following points:

• increased dust content in the air, the presence of dirt;
• poor quality lighting;
• loud noises;
• harmful radiation;
• work with harmful microorganisms, viruses, bacteria, chemicals, etc .;
• increased vibrations;
• high level of humidity;
• too low or too high air temperature;
• duration of stress in work activities and much more.

One more classification comes from all the criteria presented: list 1 - these are professions with a critical degree of harmfulness, and list 2 - certain types of heavy professions and positions. Both of these lists can be easily found on the official website of the Ministry of Labor.

Categories of citizens

Federal Law of the Russian Federation No. 400 contains more than 20 clauses, which indicate both the conditions for retirement and some professions in which one can apply for early retirement. What exactly is worth highlighting here? Here are some of the specialties specified in the law:

• railway workers;
• search engines and geological prospectors;
• miners;
• public transport drivers;
• workers of river and sea vessels;
• aviation workers;
• rescue workers;
• persons working underground (miners, underground workers, etc.);
• penal workers (prison officials);
• teachers;
• community doctors;
• theatrical figures and some other workers.

Among other things, special categories of citizens are distinguished here:

• (raising more than five children);
• visually impaired;
• persons injured as a result of hostilities;
• dwarfs and midgets;
• workers of the Far North.

An early pension can be issued for all of the above persons. At what age is retirement possible? This will be discussed further.

Conditions for registration of an early retirement pension

How to get an early oneFirst, you should pay attention to the following conditions:

If the relevant conditions are met, it is worth paying attention to the contents of the so-called lists 1 and 2, which were mentioned above. So, a woman belonging to the list of list 1 is entitled to a pension upon reaching 53 years of age, with a total work experience of 15 years. In this case, the duration of work in hazardous production should not be less than seven years. In accordance with list 2, a woman can apply for a pension from the age of 45. At the same time, work experience should not be less than 20 years.

What do the lists say about male workers? According to list 1, a man who has reached the age of 50 can apply for a pension accumulating 20 years of experience. Schedule 2 sets the minimum age of an employee at 55 years and 25 years of work experience (12 under harmful conditions).

Thus, it can be issued not by all persons, but only by those that meet the above criteria.

Early retirement pension in the Russian Federation: registration procedure

What actions need to be taken to register early retirement benefits? To begin with, it is worth contacting the local Employment Center with the appropriate application. There they will give you a document that you will need to fill out. The authority will definitely help you to arrange the paper with high quality. Within a month, the Employment Center will provide the citizen with an answer - with the consent to carry on further work or with a justified refusal.

What should be submitted to the Employment Center besides the application? As a rule, these should be the following documents:

• passport and its photocopy;
• military ID;
• birth certificate of a child (if the employee has children);
• original and copy of the work book.

Also, the Employment Center can request the following papers:

• certificate of dependents;
• address application (about the place of residence);
• certificate of disability;
• certificate of upbringing of a child under the age of eight;
• family composition document;
• certificate or certificates of guardianship.

The body can also request many other certificates - for example, individual documents from work. It is very important to correctly and correctly draw up all the papers, check the presence of seals and signatures.

Citizen rights

The question of how to retire early is regulated by many Russian federal laws. What are the rights of a citizen who has retired early?

A citizen is able to demand from his employer all the necessary documentation necessary for transfer to an employment center or the Pension Fund of the Russian Federation. Moreover, the employer of the enterprise must confirm the preferential length of service of the employee. If the employer for some reason does not do this, then such a task is entrusted to the relevant state body.

As soon as an employee receives an insurance pension certificate, all information about his "movements" will be taken into account by the Russian Pension Fund.

It is also worth giving the classic formula for calculating early retirement pension:

SP = PC * C * K + FV * K

• ФВ - basic payment;
• С - the cost of one coefficient at the time of registration of the pension;
• PC is the total amount of earned pension-type coefficients;
• K - increasing indices to PV.

The preservation of the right to early assignment of a retirement pension is available to all persons who have correctly drawn up the necessary papers at the Employment Center and the Pension Fund of the Russian Federation.

Reduction or liquidation of an enterprise

It is not uncommon for an employee of pre-retirement age to suddenly lose his job. The reason for the layoff can be in the organization, the elimination of jobs and much more. Naturally, practically no organization expresses a desire to hire a person who has very little time left until retirement. The situation, I must say, is very uncomfortable, and often completely hopeless. Still, a citizen wants to "finish off" his seniority, but there are no opportunities for this. What to do in such situations? Here it is just worth asking yourself the question of how to retire early. The first thing to do is to compare your indicators with those necessary for premature payments, to compare the past working conditions with the necessary "harmful". When do you retire early? As already mentioned, men should not be less than 58 years old, and women should not be less than 53 years old. The following conditions must also be met:

• dismissal from work was built only due to staff reduction or the liquidation of a workplace (one's own desire and medical indicators are not taken into account);
• the presence of a certain length of service (25 years for men and 20 years for women);
• the citizen is in the employment service;
• there are no suitable vacancies on the labor exchange.

If citizens have offenses that led to the termination of social benefits, then one should not expect an early retirement.

Can they refuse?

Quite often, the Employment Center or the Pension Fund of Russia deny citizens an early retirement pension. As a result, applicants have to go to the courts, and resolve cases already there. Naturally, such examples illustrate the unsatisfactory level of state protection of citizens' rights to receive pensions. And yet it is worth giving the main reasons for refusing early retirement. Here you need to highlight:

What should be done if a refusal was received from the named authorities? How to retire early no matter what? There is only one way out - to contact higher authorities. In the same Pension Fund, a complaint is made; all necessary documents must be attached to it. The complaint will be considered within a month. If the refusal comes again, then there will be only one way out: to apply to the courts of general jurisdiction. It will be necessary to draw up an appeal against the refusal.

Features of registration of a pension

For both working and unemployed citizens, there are some features of registration of a pension. A working citizen should remember the following:

• the employer is obliged to pay severance pay for a two month period;
• payments from the previous job will stop if the citizen registers as unemployed.

Unemployed citizens, on the other hand, should remember that full work experience gives them the opportunity to receive subsidies. Moreover, each year, worked over the top of the total length of service, gives the right to extend state support for two weeks. If a citizen becomes an individual entrepreneur or a legal entity, then the receipt of early pensions stops until the current status is closed.

In European countries, women and men retire at the same time. In the Russian Federation, women retire earlier than men.

What time do women retire in Russia

Russian pension legislation has fixed the onset of the retirement age for women at 55. To retire at this age, you need to have 8 years of minimum work experience and the required number of pension points - 11.4.

What time do women retire: age is stipulated in pension legislation

Since 2017, the retirement age has been increased to 60 years for women in public service. These include employees of the apparatus of government bodies, deputies and senators. To retire, their minimum length of service must be at least 20 years.

The increase in the retirement age in Russia is associated with a reduction in the costs of the Pension Fund. Experts believe that an increase in the retirement age for other segments of the population is inevitable. But the transition to this will be gradual

Each year, the retirement age for female civil servants will increase by six months and reach the final retirement mark of 63 years.

How many years do women retire: preferential exit

The pension legislation of Russia specifies the categories of women who can retire 5 years earlier. Women will become retirees at 50 if they have a minimum work experience and:

• They are mothers of many children who have given birth to 5 or more children. An important condition: they must educate them before they are 8 years old.
• They have work experience in the Far North.
• They are the mother or guardian of a disabled child and raised him until the age of 8.

At the age of 45, female military personnel, as well as those with Chernobyl status, retire for seniority.

Women in the following professions are eligible for early retirement:

• tractor drivers;
• rescuers;
• textile workers;
• workers of industries on board;
• teachers;
• medical workers of medical institutions located in rural areas;
• actors and circus artists.

The provision of such benefits is due to the fact that these women experience constant physical and psychological stress. Many representatives of the listed specialties work in difficult conditions, including climatic ones. By the time they retire, they acquire occupational diseases that prevent them from working at full capacity. For example, it is difficult to imagine an aerialist performing dizzying pirouettes at 50.