What parts of the pension are indexed by the regional coefficient. How the district coefficient affects the size of the pension

For some categories of citizens living in areas where conditions are recognized as the most extreme, regional coefficients are established. This parameter affects the level of wages, and, therefore, is important in the formation of future pensions. Such territories include, first of all, the regions of the Far North and areas with special climatic conditions (Altai, Karelia, Irkutsk Oblast, Trans-Baikal Territory and others).

Pension rights of citizens living in difficult climatic conditions

Individuals who live directly in the Far North and territories equated to them are entitled to certain preferential conditions when receiving a pension.

Early retirement

Early payments of insurance retirement benefits. If the work experience in the above-mentioned areas was at least 15 - 20 years, then women can count on early appointment upon reaching the age of 50, men - 55 years. Persons who have worked in the listed territories for at least 7.5 years can be assigned a pension ahead of schedule (relative to the generally accepted retirement age in the Russian Federation) 4 months earlier at the end of each year of work.

Increase in fixed payment

These citizens are also entitled to an increase in the fixed payment in relation to one of the types of retirement benefits (disability, loss of breadwinner, old age). The increase occurs by a specific indicator, called the regional coefficient, adopted by the Government of the Russian Federation for the entire period of residence in such areas.

If the pensioner decides to move to another place of residence, the coefficient will be revised relative to the new region of residence. Fixed payments can be established regardless of the subsequent place of residence. But in this case, it is necessary to work for about 15 years in the regions of the Far North and 20 years in the territories equated to them. In addition, a prerequisite is the duration of the insurance experience (for men at least 25 years, and for women - at least 20 years.

For whom the district coefficients are applied when calculating the pension

Not for all citizens, the district coefficient is decisive when calculating pension payments. This indicator directly affects only those people who live in areas characterized by difficult climatic and extreme conditions. Such localities include the regions of the Far North and territories equated to them.

For other residents, whose regions of residence also have regional coefficients for calculating wages, additional supplements to the pension that take these indicators into account are not applied. The regional coefficient for such residents is important only when calculating the total earnings for the subsequent calculation and assignment of pension payments. This rule affects, for example, residents of the Krasnoyarsk Territory, living in its center and in the south of the region, because the designated territories no longer belong to the above territories.

How to apply for a pension with an increased regional coefficient

Individuals who live in the Far North and similar terrain, who also have sufficient insurance experience, can apply for an increase in pension payments, adjusted for the current regional coefficients. To do this, it is necessary to send documents of the following appointment to the PFR offices.