The amount of additional payment for working pensioners from August 1. Recalculation of pensions in August for working pensioners. What is “pension recalculation”

23.11.2023

At the same time, parliamentarians are proposing new ways to protect the financial interests of older people

Photo TASS

From August 1 of this year, the pensions of working pensioners will increase - the Pension Fund will make the appropriate adjustments. Elena Bibikova, a member of the Federation Council Committee on Social Policy, told the Parliamentary Newspaper who will be able to qualify for increased payments.

- Elena Vasilievna, according to current legislation, pensions for working pensioners are not indexed. What kind of adjustment are we talking about in this case?

This adjustment applies to those pensioners who worked during the past, in this case 2016, received an official salary, and payments were made from this salary to the Pension Fund of the Russian Federation. Obviously, if the amount of income from these people’s salaries to the Pension Fund has increased, then they have the right to recalculate their pension. The amount of the adjustment depends on the amount of funds that were transferred to the personal account of a particular person in the Pension Fund. The recalculation will take place without an application, that is, the pensioner himself does not need to contact either the Pension Fund authorities, or the social security departments, or the human resources department.

However, I note: since 2015, some restrictions have been applied when adjusting pensions - this applies to those working pensioners who receive high salaries. When recalculating the amount of your pension, not all contributions made to the Pension Fund will be taken into account, but only the amount that allowed you to gain no more than three pension points. And one point, let me remind you, is awarded for a salary of one minimum wage.

People have the right to indexation of pensions only after they quit their jobs. Last week, the State Duma Committee on Labor, Social Policy and Veterans Affairs recommended adopting in the second reading a bill that would shorten the time frame for such indexation. How quickly does this document require the process to happen?

When restrictions on the indexation of pensions for working pensioners were introduced in 2015, a rule was provided that while a person is working, his pension is not indexed, but if he quits, for example, 2-3 years after 2015, then when calculating the amount of his pension All indexes passed during this time will be summed up. That is, if in 2016 indexation was 4 percent, and this year - 5.8 percent, then a person who quits his job now should have his pension indexed by the amount of these indices - 9.8 percent. But it takes some time to recalculate. What are we actually facing? For example, a pensioner resigns on June 1, but the index is not given to him immediately after dismissal, but three to four months later, and the person loses the indexation amount during this time. And since August last year, both our Committee on Social Policy and I personally began to receive complaints from pensioners that they had not been working for several months, and their pensions were not being indexed. After this, my colleagues and I began to develop amendments to the law that would stipulate that the pension is indexed from the month following the month of dismissal. That is, if a person quit on June 1, then his pension should be indexed from July 1. Let me draw your attention - if he quit on June 30, then his pension should also be indexed from July 1. This will also happen without a declaration. Yes, the adjustment will not take place immediately, but at approximately the same time, in three to four months, since the administrative procedures that are currently in effect will remain in place. That is, the Pension Fund needs to receive the necessary data, process it, and calculate the amount of payments. But it is very important that pensioners’ money will not be lost, and after 3-4 months they will receive the entire amount due to them, taking into account indexation from the month following the month of dismissal. The Government supported our bill. The only question concerned the timing of the entry into force of this law. We proposed that the norm come into force on July 1, 2017. However, an amendment by the Ministry of Labor was adopted to postpone this deadline to January 1, 2018.

- Why was such a delay needed?

The first reason is purely technical. The first of July will come very soon, and, of course, it will not be possible to rebuild the system so quickly. The second question is financial. When the law on the budget of the Pension Fund for 2017 was adopted, these funds were not included in it. At first glance, it seems that the money required to implement this law is not so much: not so many pensioners are leaving, and the deadline is shifted by only 2-3 months. However, this amendment required almost four billion rubles. These are significant financial resources, and the Government, justifying its position to us, indicated that since these funds are not included in the budget, it would be advisable to adopt the law now, but stipulate that the norm will come into force in January 2018. I believe that there is nothing wrong with this. In the near future, I think the law will be adopted, and January is just around the corner.

Elena Vasilievna, several pensioners from Moscow have already contacted our editorial office and told us that at the entrance of their houses there are some notices with information that in the near future employees of the Pension Fund will be going around their apartments to fill out an application for registration of applications for pension certificate. Is this really true?

Yes, I also have such information, people have also approached me with a similar question. I would like to draw the attention of all our citizens! Recently, our Pension Fund turned 25 years old, and during all this time, not a single territorial body of the state Pension Fund has ever sent its employees to visit apartments with any surveys or statements. Be carefull! Employees of the Pension Fund come to a pensioner’s home only in one case: if for some reason he himself cannot get to the Pension Fund, and has personally asked specialists to come to him. The same advertisements are posted by scammers in order to get into a pensioner’s apartment. Under the guise of filling out an application for an attachment to something, they even draw up loan obligations and guarantees. Such advertisements must be treated with great caution. And if you have any questions for the Pension Fund, contact them directly - by phone, through electronic services.

Working pensioners, despite the fact that they receive wages, are also entitled to pension payments. Since 2016, annual indexation for these payments has been abolished, since citizens have an additional source of income.

The abolition of indexation is required to stabilize the economic situation in the country. However, this does not mean that there will be no increase in pension payments for working pensioners. Indexation is determined by annual inflation and serves as a way to maintain a decent standard of living. In fact, due to indexing, the payment amount increases.

The abolition of such an increase for working pensioners does not mean that the pension will not grow. From August 1, 2017, an annual recalculation is expected, which will allow recalculation of the number of IPB - individual pension points.

Important! Recalculation means a review of the pension file. The amount of the payment depends on the number of points, which are affected by length of service. If a citizen continues to work, then his length of service continues to grow and his points increase. It is for this purpose that a recalculation is made annually on August 1.

Since pensions for working pensioners will be recalculated from August 1, 2017, many are wondering how much the amount may increase. The legislation sets a limit on the maximum number of points that can be earned by citizens. In 2016, this number was 3 points; in 2017, this value did not change.

On average, the monthly salary must be 24 thousand rubles in order to accumulate this number of points in a year. If the salary is higher, then the calculation for pension will be taken according to the legal maximum - 3 points.

The amount of the increase consists of two indicators:

number of points earned;
the cost of one point.

So, if a person earned 2 points during the year of employment, and the cost of one point in 2017 is 78.58 rubles. , then the following will be added to the pension: 2*78.58=157.16 rubles. Important! If the salary is less than 24 thousand rubles. per month or the pensioner was not employed for the whole year, then the calculation is made based on real data. An increase in IPB allows you to increase the amount of payments, albeit slightly. Download for viewing and printing:

In order to qualify for the pension recalculation program, the following conditions must be met:

official employment;
contribution to the Pension Fund.

In fact, the annual increase in payments due to an increase in seniority is not too large, but it compensates for the lack of indexation. Therefore, citizens should not count on a very large increase. This determines the increase in continued employment among citizens of retirement age. Despite the fact that indexation is more profitable than the annual increase, which does not exceed 235.74 rubles. (3 individual points).

Attention! In order for your pension to be recalculated, you do not need to contact the Pension Fund in person. On August 1, 2017, an automatic recalculation will be made, and already in August citizens will receive the updated payment amount in a convenient way for them - through a banking organization or by mail.

After a person quits his job, the law guarantees him compensation for all missed indexations.

That is, after working for 3 years, receiving an increase of 1000 rubles. towards retirement, a citizen can count on the fact that the final amount will be increased again by the missed indexations. This allows you to receive additional funds after finishing your working career.

In addition, postponing retirement makes it possible to earn work experience, which affects the number of individual points on which the final pension amount depends.

If a citizen completed his labor activity before March 31, he must provide information to the Pension Fund independently. After this period, the data is transferred by the employer, and a personal visit to the Pension Fund is not required. The recalculation will be made automatically from August 1.

If, after changing the payment amount, the citizen returns to work, then indexing stops again, but the payment remains at the new level. At the same time, points for work experience will continue to accumulate. Upon termination of employment, the amount will be revised again automatically if this was done after March 31.

Indexing is frozen until 2018. There is no information that for working pensioners it will be abolished completely. There is also no information that the freeze will be lifted. In fact, such a “respite” for the Pension Fund allows you to significantly save budget funds, gradually correcting the economic situation.

The government is trying to maximally stimulate an increase in the period of employment among citizens of retirement age, since the latter lose little if they are refused to retire on time. That is why an annual additional payment was introduced, based on length of service.

Important! Pension recalculation means a change in the amount of the old-age insurance pension. However, citizens who also receive a funded payment can also count on its increase.

Self-employed citizens (individual entrepreneurs, lawyers, notaries, private doctors, and so on) usually make contributions to the Pension Fund for the funded part.

All accumulated funds are paid as a supplement to the pension. And when recalculating the payment amount, the funded part can also be increased, if there are grounds for this. All of them are regulated at the legislative level.

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There are only two reasons for increasing savings payments:

Investing savings in a citizen’s personal account.
Changes in income amounts for urgent payments or funded pensions.

A citizen at the age of 60 continues to work and makes contributions to the funded part on a voluntary basis. In proportion to these receipts, the amount of payments also increases.

In this case, the recalculation is carried out simultaneously with the old age insurance part - from August 1 annually.

Advice! You can deposit amounts into the savings portion in any convenient way: monthly or once a quarter, half a year, or year. The larger the contributions, the larger the increase increases.

The legislation allows for situations where the amount of monthly old-age payments can be recalculated at the request of the citizen himself. There are strictly regulated reasons for this:

A citizen lives and works in the Far North or in regions that are equivalent to it.
Dependents include family members who are disabled for any reason (for example, age or health condition).

When submitting an application, you are required to provide several documents:

passport;
work book or a copy thereof;
supporting document (for example, a certificate of disability of a dependent).

If, when a pension was assigned, a citizen did not have enough work experience to receive a “northern” pension, but he continued to work and completed it, then during recalculation this indicator is taken into account when calculating points. Accordingly, the size of the monthly amount for old age increases significantly.

Recalculation is made from the first day of the new month following the month of circulation.

Attention! You can submit an application only in person or through a representative (authorized person) directly to the Pension Fund. There is currently no option to submit an application electronically.

We describe typical ways to resolve legal issues, but each case is unique and requires individual legal assistance.

To quickly resolve your problem, we recommend contacting qualified lawyers of our site.

The pension system will not receive significant changes in 2018. The question of unfreezing indexing remains open.

As practice shows, citizens aged 55-60 years are employed in jobs with insignificant income, often less than pension payments. In this case, the annual recalculation does not bring a significant increase, which makes employment unprofitable and unjustified. That is why the percentage of employed citizens of advanced age does not exceed 40 of the total number.

In addition, the unemployment rate among young professionals remains high - places are occupied by pensioners who decided to continue working.

There are no legislative changes planned for 2018, except for the forced increase in the retirement age. In this case, the Pension Fund will not have to pay pensions for some time while citizens receive wages.

All changes in 2018 will be announced later. You can learn about this from the news on our website. The information in this article will also be updated.

Our experts monitor all changes in legislation to provide you with reliable information.

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When we are talking about pensioners, then, even more so, when exchange rates fluctuate, which means when the price level changes, help is extremely necessary. This kind of help is called indexing.

CONDITIONS FOR INDEXING

The main and only purpose of indexation is to make up for pension losses in the consumer basket due to the constantly growing rise in prices. Such replenishment is carried out only over the insurance part of the pension (old age), over the disability pension and over the survivor's pension.

The question about indexing arises:

when prices rise by at least 6% over three months of a quarter, then indexation occurs 3 months after the quarter in which the threshold was exceeded, in other words, after a quarter;
when in the half-year inflation was at least 6% - then indexation will be carried out 6 months later, from the 1st day of the next half-year, but this is provided that the indexation factor did not play a role due to “quarterly inflation”;
when inflation was possibly less than 6% and when payments for “quarterly” or “semi-annual inflation” were not made - in this case, indexation is carried out on February 1.

The indexation coefficient is not defined by law; it is different each time, depending on the level of inflation and the capabilities of the state. The decision on indexation is made after a meeting of the Government of the Russian Federation. It is this that sets the final percentage of indexation, the starting date of its implementation and the period.

There is one more nuance. If the percentage of pension indexation for the year turns out to be less than the monthly increase in wages in the country, then after April 1 another indexation is carried out, taking this factor into account.

AN IMPORTANT INDEXING CONDITION THAT CANNOT NOT BE MENTIONED

And the last condition. The Pension Fund of Russia (PFR) is, to a certain extent, a commercial enterprise that invests funds collected from pensioners in various commercial initiatives that generate income. In general, pensions do not lie dead weight in the Fund, and this, in principle, is correct. Moreover, the Pension Fund is one of the most powerful financial institutions in the country.

So, the percentage of indexation cannot exceed the percentage of growth in Pension Fund income.

In other words, indexation is carried out at the expense of income received from the money of the pensioners themselves - every pensioner should understand this point very clearly.

Yes, the state takes care of its elderly fellow citizens, but only to the extent that it skillfully manages the money given to it by pensioners. This is how the return “pass” turns out.

Perhaps this answer may not seem very fair to some - as it is, my well-being depends on the ability of other people to conduct business for my money. But, in essence, this is so.

However, I think this is not the case when you want to take everything into your own hands.

Firstly, a pensioner no longer has the strength to move billions while managing a business at the very least.

And, secondly, those 20-50-year-old fellow citizens of pensioners who invest their money (they live on this, what can you do, I must admit), are quite qualified specialists, so that, at least at the state level, they trust.

CONDITIONS FOR INDEXING “LOCAL SIGNIFICANCE”

The next indexation of pensions will begin on the first day of August 2017. But only non-working pensioners, those who receive the insurance portion of their monthly payments from the state for old age or disability, can apply for it.

“Non-working”, but who worked in 2016 and, in any case, stopped working no later than May 1, 2017.

One pension point in 2017 is 78 rubles 58 kopecks (in 2016 it was 74.27).

Hence the conclusion - the maximum increase in any case in August 2017 will be no more than 235 rubles. 74 kopecks

Three points correspond to the average salary for the year of 24 thousand rubles. If it turned out more, then such a pensioner will still receive no more than “3 points.”

In addition, the rule applies if a pensioner worked throughout 2016 and missed this year’s indexation by 4%. Then he quit before May 1, 2017, then his pension will be indexed twice: for 2016 - by 1.04 and for 2017 - by 1.058.

In other words, if the pension by August 1 was 7844 rubles, and the average salary in 2016 was 25 thousand, then as a result the pension after recalculation and indexation will be:

7844.00 x 1.04 x 1.058 + 235.74 = 8630.31 + 235.74 = 8866.65 rubles

- more by 1022 rubles 65 kopecks.

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RECALCULATION OF PENSIONS

The reason for recalculating pensions is a change in external circumstances that affect the amount of the pension. And this matter concerns each pensioner personally, whether working or not.

Among these circumstances:

Change of disability group.
A citizen reaches the age of 80 years.
Change in the number of persons receiving a labor pension upon loss of a breadwinner.
Changing the category of persons receiving a labor pension in the event of the loss of a breadwinner.
Achieving the required work experience in regions of the country with difficult working conditions - this is the Far North and regions equivalent in their difficult conditions to it.
If you continue to work in retirement, your length of service will increase.

The law also provides for other reasons for recalculation, for example, a simple error or inaccuracy in calculating accruals made by employees of the Pension Fund.

All documents that confirm the need for recalculation must be submitted to the Pension Fund branch at the place of residence.

The most common reason when the pension needs to be increased for a working pensioner is the past year of work. If a year has passed, it means that the pensioner’s work experience has increased, since the employer paid pension benefits.

As a matter of fact, the Pension Fund of Russia makes (should make) such recalculation automatically from August 1, having information about transfers made by the employer. At the same time, the pensioner still has the opportunity to independently contact the Fund with an application for the need for recalculation.

Recalculation is carried out according to the following formula:

SP = SS + PV / M,Where

SP - new pension amount (after recalculation);
SS - previous pension size;
PV - the amount of pension contributions transferred to the Pension Fund;
M - number of months of work (payments).

The amount of recalculation when changing the category of disability is made according to the same formula.

The formula for recalculating the survivor's pension is a little more complicated:

SP = SS + PVR / (M x P) / NK,Where

SS - the amount of the pension on the last day of July;
PVR - the pension of the deceased breadwinner, calculated, but which was not taken into account on the date of his death;
M is the expected period of old-age pension payments;
P is the quotient of dividing the length of service of the breadwinner (in months) and the number “180” (as a constant reflecting the number of months over 15 years);
NK - the number of disabled family members receiving a pension, the breadwinner who has passed away.

The active life position of a pensioner and his desire to work “directly” with the Pension Fund when recalculating his pension can yield positive results.

The fact is that refusals to carry out recalculation are possible. In this case, the Fund is obliged to notify the pensioner no later than 5 working days about the reasons for the impossibility of recalculation, explain the procedure for objecting to the decision and, of course, return all the documents provided.

We only draw attention to two circumstances when pensions are not recalculated by law:

If the pensioner is working and the survivor's pension is a pension, the fact is that these calculations are based on the pension contributions of the deceased person, and not the recipient himself.
If the pension comes from the Ministry of Defense, the Ministry of Internal Affairs and other similar organizations.

A separate conversation about the recalculation of the funded part of the pension. The state carries out this recalculation once every 3 years - the increased amount must be accrued from the very next month relative to the one in which 3 years expired.

In any case, errors in recalculation made by Pension Fund employees have neither a statute of limitations nor a deadline for execution. They must be corrected immediately when identified.

If a pensioner does not agree with the refusal to recalculate, he has the right to appeal to a higher branch of the Pension Fund or to the judicial authorities.

Recalculation of pensions for working citizens from August 1

Approximately 9.6 million pensioners in Russia continue to work. Such data was announced by the head of Penfund Anton Drozdov, noting that in order to index their pensions from August 1 about 200 billion rubles will be required.

Citizens who have reached retirement age but continue to work are classified as working pensioners. However, only those persons who work officially and receive old-age and disability insurance pensions can count on pension recalculation. Thus, the increase depends on the amount of insurance premiums paid by the employer in 2016 and accrued pension points.

The increase in pension in 2017 can be up to three pension points. In monetary terms, this is equal to 235.74 rubles.

According to Penfond, in 2015, 11.9 million people were indexed. In 2016 – 12.9 million recipients. The department found it difficult to answer how many working pensioners will be recalculated this year.

Pension increases and payments: latest news

As Elena Bibikova, a member of the Federation Council Committee on Social Policy, explained, pension increases are carried out without application. In other words, the pensioner does not need to independently contact the territorial Penfond funds, the defense department or the personnel department at the place of work. At the same time, Bibikova noted that when adjusting pensions, there are restrictions that apply to citizens receiving high salaries.

When recalculating, not all contributions made by the employer are taken into account, but only the amount that allows you to gain no more than three pension points. One PB is equal to one minimum wage.

Currently, a working pensioner does not have the right to indexation. However, after the complete cessation of work, he is required to make an adjustment taking into account all missed recalculations. This procedure takes a certain amount of time, during which he receives a pension in the same amount. In this regard, the Committee is working to introduce appropriate amendments to the law - if a person quits, then the recalculation and payment of pensions should be made as early as next month, and not later. According to the latest news, this amendment is expected to come into effect on January 1, 2018.

Innovation for military and other categories of pensioners

The Pension Fund continues to systematically improve the quality of services provided. Thus, one of the innovations was a mobile application, thanks to which you can track the status of your personal account and gain access to electronic services and services of the department. This was done, first of all, for all categories of recipients, including for the convenience of military pensioners, in order to track data on assigned pensions (social pensions, insurance, disability, etc.), social payments, and also check the payment schedule and the amount of insurance premiums paid by the employer.

As stated in Penfond, about 70 thousand people have already installed this application on their mobile phones.