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How to apply for a pension. How to start applying for a pension - the order of the procedure. Future pensioners: it is better to prepare documents for applying for a pension in advance

The appointment of a pension is a rather complicated process. This is especially true for the evaluation of documents confirming work experience. In order to qualitatively prepare a complete package of documents for the correct assignment of a pension, citizens do not need to wait for the calendar date of the retirement age, but apply to the FIU in advance.

Men have the right to apply for an old-age labor pension upon reaching the age of 60 and women at the age of 55, if they have at least 5 years of insurance experience. In addition, the following have the right to early appointment of a labor pension:

Employees with the necessary preferential experience for working with harmful and difficult working conditions;

Men aged 55 and women aged 50, if they have worked for at least 15 years in the regions of the Far North, or at least 20 years in equivalent areas and have an insurance record of at least 25 and 20 years, respectively;

Teachers and medical workers with pedagogical (25 years) or medical experience (25 or 30 years);

Mothers of many children who have given birth and raised five or more children up to the age of eight (they acquire the right to a pension at the age of 50);

Mothers (or fathers) who have raised a disabled child since childhood (they have the right to retire five years earlier than the generally established age: women at 50, men at 55):

Women who have given birth to two or more children, upon reaching the age of 50, if they have an insurance record of at least 20 years and have worked for at least 12 calendar years in the regions of the Far North or at least 17 calendar years in areas equivalent to them;

The Pension Fund sends informational letters to future pensioners in advance and recommends that they start applying for a pension and collecting the necessary documents no later than 6 months before the right to retire. To do this, a citizen must contact the territorial body of the Pension Fund at the place of residence and submit the following documents:

a) Passport and copy of pages 2-3, 5

b) The original and a copy of the work book, or a notarized copy of the work book;

v). Other available documents on the experience (certificates, contracts, certificate of registration of an individual entrepreneur, etc.);

G). Military ID (for men) and a copy;

e). Certificate of compulsory pension insurance;

f) A certificate from the employment service about receiving unemployment benefits, if they were registered as an unemployed person;

g). A certificate confirming the special nature of the work, for citizens entitled to an early retirement old-age pension in connection with work in special working conditions;

h). Birth certificates of children (for women) and copies, as well as this document - for men who have dependents under the age of 23 who are studying full-time.

If the documents necessary to determine the right to a pension and calculate its amount are submitted in full, the pension is awarded within ten days from the date of application. However, the practice of the PFR authorities shows that in some cases additional supporting documents are required. For example, a certificate from the registry office on the change of surname, a certificate of work, including in harmful working conditions (when an early pension is assigned), a salary certificate or other documents that determine the right to receive a pension and affect its size.

PFR specialists will advise on what documents need to be collected, and, if necessary, assist in sending requests to former employers, evaluate the information contained in the submitted documents, their compliance with personalized accounting data and the correctness of the documents.

Making payments - that's what pensioners face. And many still do not know where to apply and what documents are required for this. Therefore, before visiting the PFR branch, you need to familiarize yourself with the list of necessary documentation and with the possibility of processing payments in a short time.

Required documents

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Registration of an old-age pension in 2019 is carried out in the Pension Fund of the Russian Federation.

The Pension Fund allows you to receive a pension payment and arrange it in a few minutes if you have a complete package of documents, which includes:

  1. proof of experience. It can be written evidence or a work book;
  2. identity card - a passport of a citizen of the Russian Federation or a residence permit for non-residents;
  3. insurance pension certificate;
  4. certificate for the last five years on the average monthly earnings;
  5. other documentation necessary to confirm the circumstances.

In the absence of any important document, representatives of the FIU will advise the client, and also provide a period of three months to collect a complete package of documents. If the citizen manages to collect these certificates, then the day of the application is counted as the day of the application for payment.

It is also necessary to provide documentation to confirm additional circumstances.

In particular, these include:

  1. certificate of marriage, divorce. That is, any evidence denoting a change of surname for a good reason;
  2. information about disabled citizens living with the future pensioner;
  3. information about the seniority of the pensioner, if there is a possibility of premature departure;
  4. birth certificate of the baby and his upbringing up to 8 years;
  5. documents confirming the performance of work in the Far North.

It is better to choose the method of calculating payments in advance, for example, to a bank account. For this, the details of the credit institution are indicated. If during the period of the specialist’s activity the company changed its name, then you need to provide all the data in advance.

A common type of security is a pension assigned upon reaching the age. In some cases, such payment may be established on other grounds. They are also confirmed in the FIU when making payments.

Scroll:

  1. an extract from the ICJ (medical commission) on the appointment of disability;
  2. certificate of birth, adoption, divorce when making payments for the loss of a breadwinner.

How to fill out an application correctly

To receive payments on time, a citizen must visit the Pension Fund of the Russian Federation in advance and write an application in the prescribed form.

Correct filling contains:

  1. the name of the body to which the application of the established form is submitted;
  2. last name, first name and patronymic of the citizen, as well as his citizenship, contact information and place of registration;
  3. insurance pension certificate - number and other details;
  4. details of passport data or other identity document;
  5. information about all employment in recent periods, as well as the place of work for a specific period of time;
  6. information on all dependents, indicating the number;
  7. information about the representative by proxy;
  8. a request for the appointment of additional payments, if there are grounds for that;
  9. listing all attached documentation;
  10. signature of the pensioner or legal representative.

Without abbreviations, the place of residence and registration is indicated. If the pensioner does not have a passport, then you can indicate the name and details of another identity document.

The procedure for applying for an old-age pension in 2019

Reaching a certain age makes it possible to receive a payment from the state. At the same time, a pensioner can count on the appointment of both an insurance pension and a seniority pension.

Applying for an old-age pension in 2019 is a laborious process, which includes the provision of a large number of documents and a few minutes of time.

In order for the length of service and earnings to be taken into account in full, it is necessary to approach the processing of payments six months in advance. This is especially true of documentation confirming the length of the working period.

Sometimes Pension Fund specialists identify mistakes made when filling out a work book. And this needs to be corrected within a certain period of time. Often this happens when a company changes its name or does not comply with reporting guidelines.

In addition, various types of corrections, periods of employment, incorrect seals are often found. That is why more time is needed to find the necessary documentation to provide.

It takes a lot of time to collect documentation, especially when requests are made to other regions of the country.

It is especially important to take into account the rights of citizens who can count on early payments.

These should include:

  1. specialists who have privileged experience in hazardous industries;
  2. citizens who have worked in the Far North;
  3. doctors and teachers upon reaching a certain working period;
  4. mothers of many children raising an 8-year-old child;
  5. mothers, fathers who raise a child with a childhood disability.

The layout goes like this:

  1. the application is submitted to the competent authorities. These include - management of the Pension Fund of Russia at the place of residence, in a personal account remotely, by Russian Post with notification of receipt;
  2. The application is then considered. Within 10 working days, the application with the attached documents is considered.

To apply for a retirement pension, you must provide:

  1. application of the established form;
  2. documents confirming the identity of the applicant;
  3. work book or other documents confirming employment;
  4. insurance certificate;
  5. a certificate specifying the average earnings of the employee for the last five years;
  6. confirming the experience, for example, a written contract;
  7. information about education, disability or changes in personal data;
  8. certificate of incapacity for work of a family member;
  9. confirmation of residence in the Far North;
  10. certificate confirming hazardous working conditions.

For military pensioners

The amount of payments is established by the FIU on the basis of the documentation provided and the length of service. For the military, a similar procedure occurs, but with some peculiarities.

Warranties for military personnel:

  1. free travel, sending letters;
  2. use of the housing support program;
  3. preferential pension, free medical care;
  4. the right to priority social security.

The military pension is granted to pensioners in accordance with special conditions. This could be years of service or a disability pension. The age for payment depends on the position held. If this is a woman, then she is limited to the age of 45 years.

Through Public Services

You can apply for a pension through the State Services portal, if you have access. There is no need to provide an identity document. Here you already have all the data about the citizen.

For registration it is necessary:

  1. go to the official portal and go to the tab "Pension, benefits and benefits";
  2. then go to the pension management tab;
  3. then you need to choose a service for assigning a pension;
  4. then the citizen gets acquainted with the description of the instruction, after which he presses the button for receiving the service;
  5. a page with a questionnaire opens where you need to fill it out;
  6. filled out correctly and submitted for review.

No work book

Previously, the work book was an integral part in calculating the payment of a pension nature. After 2002, this document lost its credibility. That is, if the book is lost or not opened, then a person can come to the FIU and find out about all the data.

If the employer did not deduct insurance premiums, then it is necessary to provide documents confirming the length of service at this place of employment. This may be a contract or a GPC agreement.

At the MFC

You can also submit an application of the established form to the MFC. To do this, a citizen must independently collect a complete package of documents and visit the represented institution.

Registration of pension payments here will take no more than half an hour. A person also fills out an application, provides documents against signature and awaits a decision. The MFC also sends all documents to the FIU. This is a kind of intermediary between the two instances.

Video: Press conference

Assistance from pension fund specialists

Pension - a monthly transfer of funds as financial security at the end of employment, disability, loss of a breadwinner to minors. You can apply for a regular old-age benefit, health category, through the Pension Fund of the Russian Federation, located at the address of the applicant's residence, the personnel department of the last place of work, on the electronic portal for obtaining public services, in a multifunctional center.

Attention

To save time when applying for a pension in Moscow, it is best to contact the MFC of the capital.

Is it possible to apply for a pension in Moscow through the MFC?

Multifunctional centers are located in many cities of the constituent entities of the Russian Federation. The organization provides public services in various spheres of life of citizens. In the department, you can apply for social benefits, subsidies, benefits, pensions. The MFC has advantages over municipal departments:

  • pre-registration;
  • minimum queue waiting time;
  • unhindered submission of documents in one place;
  • fast service by staff.
For your information

To apply for a pension based on age, health, social status, it is necessary to clarify in which nearest branch of the multifunctional center of Moscow this type of service is provided.

Who has the right to apply for a pension in Moscow through the MFC?

According to the Federal Law of 07.03.18 No. 166-FZ "On State Pension Provision in the Russian Federation", the following have the right to apply for social benefits in Moscow through the MFC:

  1. Disabled people.
  2. Participants, WWII veterans.
  3. Citizens with the badge "Inhabitant of besieged Leningrad".
  4. Parents, widows of a serviceman who died while participating in hostilities.
  5. Minor citizens who have lost their breadwinner.
  6. Pensioners by age, length of service.
IMPORTANT

According to the Federal Law of January 21, 2014 No. 216-FZ "On Insurance Pensions" the right to receive cash security for old age is available to males upon reaching 60 years of age, females - 55 years of age. When calculating state financial support for length of service, the total length of service presented in the statement of an individual personal account, as well as points awarded depending on the number of years worked and the amount of salary, are taken into account.

Terms of registration

The term for consideration of an application for a pension in Moscow through the MFC is 10 days. Time is calculated from the moment of submission of documents to receipt by the Pension Fund of the city. The term for issuing a certificate certifying the receipt of monetary security may increase due to non-submitted documents, an incorrectly completed application.

Additional Information

When applying for a seniority pension in the capital, a request is made at the place of work to obtain information about the length of service, if there is no data when applying. Then the procedure for considering the application takes from 60 to 90 days.

Registration cost

The multifunctional center provides all types of municipal, state services, including the registration of a pension in Moscow through the MFC, free of charge.

Reasons for rejection

When applying for financial security, many citizens are faced with the problem of not providing the required social benefits. The reasons for refusal are:

  1. Insufficient experience at the time of termination of employment.
  2. Low retirement score.
  3. Lack of records of official places of work, seals in the work book.
  4. Failure to accrue insurance premiums during activities at the enterprise, in the organization.
  5. Incorrectly completed application.
  6. Incorrectly entered personal data.

In accordance with Art. 20 p. 21 of the Federal Law of December 28, 2013 No. 400 - FZ "On insurance pensions in the Russian Federation" you can appeal the decision of the department. To re-apply, you must submit:

  • a statement indicating the series, passport number, return address, contacts;
  • a copy of the refusal;
  • description of claims;
  • personal documents: work book, certificate or contract from the last place of work.
For your information

The term for consideration of the complaint is 30 days. In case of repeated refusal, the citizen has the right to apply to the district branch of the court. To file a claim, you must submit documents and a receipt for payment of the state fee, in the amount of 300 rubles.

Design nuances

If a citizen did not carry out labor activity, he is entitled to a social pension, which can be issued 5 years after reaching the age of 65 for men, 60 years for women. In the case of registration of an individual in the employment center for unemployment, monetary compensation is paid up to the age limit. The last type of security is assigned by the FIU. If there are minor citizens at the time of retirement, a dependent allowance is provided.

For your information

If a citizen began to apply for a pension at the MFC 30 days after dismissal due to the maximum age, in accordance with the recalculation of monetary security from the period of termination of employment.

03/04/2019, Sasha Bukashka

So let's get ready for a well-deserved break. Its main type is old-age insurance. It is not the employer who pays it, but the Pension Fund at the place of residence, and it is necessary to apply there with an application - a month before the retirement age or at any time after.

Let's figure out what documents are needed to apply for a pension in 2019 by age at the FIU, what is their list and where to get it.

Where to start

Every year the legislation changes, so it is wiser to consult the FIU in advance, to find out the list of necessary papers. But the main positions in this list remain unchanged. Let's take a closer look at each of the required documents and certificates.

We will talk separately about what can confirm the length of service and the amount of wages.

How to verify experience

In 2002, the pension reform started, the employer has a new obligation - to submit detailed information about employees to the Pension Fund. Therefore, the PRF has all the data on earnings and work experience after this moment. Of course, we are talking about “white” wages, official income. But to confirm the experience until 2002, evidence will be required. This is, first of all, a workbook. The FIU will require it in any case.

In general, labor is remembered first of all when it comes to what documents are needed to apply for an old-age pension. Significant difficulties for the worker are usually associated with these books. The fact is that they are filled out by hand according to strict rules established by a special instruction. All seals and words on must be legible, records made properly. In addition, over time, the ink, and hence the records, lose their clarity. Therefore, PFR employees have questions for them, citizens are asked to provide additional evidence of experience.

If there is no work book and employment contracts, and the employer organization no longer exists, how can you prove the length of service for receiving a pension? The answer of an expert specifically for the site of Sasha Bukashka:

Igor Filippov
Legal assistant, law firm AVT Consulting

Upon liquidation, the enterprise is obliged to transfer the archived documents of the enterprise for storage in the archive. Information about the archive can be obtained from the tax inspectorate registered with the enterprise, in addition, you can request certificates from the Pension Fund of the Russian Federation and the Tax Inspectorate on the payment by the employer of mandatory taxes and insurance premiums.

In the archive we ask for documents confirming the length of service: an employment contract, personnel and payroll sheets, orders, characteristics, diplomas, etc., in addition, you can write an application to the FIU and prove the experience with the help of witness testimony.

Additional proof of experience

What can also be proof of experience:

  • an employment contract drawn up in accordance with all the rules in force at the time of its signing;
  • orders;
  • personal accounts;
  • employer references.

At the same time, the Pension Fund does not always accept these papers separately. For example, it is believed that the employment contract itself does not confirm the date of dismissal, an additional order is required. And who keeps the contracts? And if the organization is liquidated, how to get the necessary information? You have to sue and prove your rights. Therefore, it is better to check all records in advance, get advice from FIU specialists and the necessary certificates from work.

“More than a month has passed since the visit to the Pension Fund, but so far not only has not a single pension been accrued, but even its size has not been announced,” a recently retired lady from the Volga regional center told a Gazeta.Ru correspondent. According to her, in a private conversation, the fund's employees refer to difficulties with the software.

Another client of the fund complains that now it is necessary to bring additional documents. Basically, these are birth certificates of children and documents confirming that the children are alive and well, such as a passport. If children live in other cities, then one can imagine the difficulties that older people may face.

“I went to apply for a pension just the other day, they promised me to start paying it in May. True, they haven’t told me how much I will receive yet,” says another pensioner.

“We are now jealous of those who retired last year, they did not have such problems.” Indeed, the calculation was made for the “old” pensioners before the payments began. In addition, people complain that since the new year they have canceled pension certificates, which indicated the size of the pension, and now it will be necessary to take a certificate from the Pension Fund. Obviously, the innovations were not too "customer-oriented".

The Pension Fund of Russia (PFR) emphasizes that everything happens within the framework of the current legislation and there are no delays in the appointment and payment of pensions. After a citizen submits documents to the Pension Fund, a pension must be assigned within 10 days.

However, if not all documents are collected, then according to the law, the period for assigning a pension can be extended up to three months.

“The goal is to collect and submit the missing documents for a larger pension. At the same time, in any case, the pensioner will be paid from the date of application, ”the Russian Pension Fund explained to Gazeta.Ru.

A representative of one of the regional branches of the fund explained that customer service employees do not calculate and do not report the size of the pension themselves (the fund says that in this way they reduce the time spent waiting in line and communicating with the employee). Finding out the amount before it comes to the card or the postman brings it is also problematic. Fund employees should not report the amount of the assigned pension over the phone, therefore, if a person wants to know the amount of the assigned pension, he must personally come to the fund's branch or write a letter.

Most pensioners, of course, are not ready for another visit to the fund. “Is there really no way to tell us the results of the calculations?” - one of the interlocutors of Gazeta.Ru is indignant.

This situation is also fraught with the fact that if a person is not satisfied with the size of the assigned pension, then he will again have to go to the FIU and deal with how the calculation was made. Previously, the variability was higher; a person, together with a fund employee, could choose a period in his work activity for which he could receive the largest pension. Now there is no such possibility.

The presence of failures in the software in the FIU is denied. “The new software was launched in the territorial bodies of the PFR at the end of last year,” the fund said. An employee of one of the FIU departments says that there were failures during the installation of the new software, but now everything is fine and there are no delays in settlements and other operations.

With regard to pension certificates, then, as explained in the Pension Fund, at the end of last year, an order was issued by the Ministry of Labor, which approved the new Rules for applying for a pension. The new rules do not include provisions for the issuance of a certificate. Now, from January 1, 2015, the pensioner confirms the fact of the appointment of a pension with a certificate issued by the Pension Fund of the Russian Federation. According to Gazeta.Ru, some departments where there is a stock of pension certificate forms continue to issue them. Fund employees explain that not all services and departments are ready to accept certificates instead of certificates, and the process of adaptation to the new rules is underway.

It is worth noting that these “translation difficulties” are related to changes in pension legislation, most of which came into force on January 1, 2015. Now there is a new procedure for the formation of pension rights of citizens and the calculation of pensions in the system of compulsory pension insurance - the so-called "new pension formula". Labor pension is transformed into two types of pensions: insurance and funded. To calculate the insurance pension under the new rules, for the first time, the concept of “individual pension coefficient” (pension point) is introduced, which is used to evaluate each year of a citizen’s labor activity. To be eligible for an old-age insurance pension, you must have 30 or more pension points, but this rule will become fully effective from 2025, and in 2015 it will be enough to have 6.6 points.

The requirements for the minimum length of service to qualify for an old-age pension have also changed. From the current 5 years, it will grow to 15 years. However, as in the case of pension points, a transitional period is provided: in 2015, the required minimum length of service will be 6 years and will gradually increase over 10 years - 1 year every year.

In the new pension formula, in addition to periods of employment, points will also be awarded for “socially significant periods of a person’s life”, such as conscription military service, parental leave, the period of caring for a disabled child, a citizen over 80 years old, etc.

From January 1, 2015, the value of the pension point was set at 64.1 rubles, the fixed payment for the insurance pension amounted to 3,935 thousand rubles. Since February 1, 2015, they have been indexed by 11.4%. Since April 1 this year, the size of the social pension, which is assigned to people with insufficient work experience, has increased by 10.3% - men from 65 years old, women from 60 years old. As a result of indexation, the average social pension will increase by 777 rubles. and will amount to 8.311 thousand rubles.

According to Rosstat, the average pension in Russia in February of this year amounted to 12.045 thousand rubles, which was equal to 39.3% of the average accrued salary in the country. But in real terms (adjusted for inflation and excluding Crimea and Sevastopol), pensions fell by 2.9% compared to February 2014.

The current situation with the appointment of pensions is temporary, says the head of one of the PFR branches. People must adapt to the new rules, and most importantly, collect documents in advance. Nevertheless, the key problem that worries citizens - the lack of information on the amount of the assigned pension - cannot be resolved within the framework of the current legislation and the rules of the PFR.