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Is it possible to get a loan at the Savings Bank. Making an online application for a loan to Sberbank


Instructions for filling out the application:

  • You go to the official website of Sberbank, the link is given;
  • Select the login icon in the top right corner.
  • Log in with your ID and password;
  • After you find yourself in your Personal Account, at the top of its "header" you need to find the "Credits" section. Click on it, and then on the link "Get a loan from Sberbank."

After that, you choose the program that suits you, as well as conditions - amount, term, currency. All of them are listed in this article.

After that, all you have to do is submit your application online. to check and wait for a response from an employee of Sberbank. As a rule, it takes no more than 1-3 hours to review it, however, if you performed these actions on weekends or holidays, you will have to wait until the next business day.

Thus, it is not difficult to apply for a cash loan at Sberbank online, for example, if you receive a salary from this company.

It should be noted that you can send an application for a loan from Sberbank via the Internet even to those who do not yet have personal account on the company's website. To do this, go to the official website, open the loans section, select the most suitable options, and then click Fill out an online application. The system will offer to open your account or continue without logging in, if you click on the second option, you just need to enter your phone number and continue registration.

Before creating an application, it is recommended to calculate payments using online calculator on the company's website. It is also better to download contracts, conditions for obtaining loans. All these documents must be read before signing them.

You need to pay attention to the fact that after the consent of the bank online, you need to go through a few more steps. Must take for an interview required documents stipulated by the conditions for obtaining such loans. Only when the bank gives consent based on the results of the interview, and this may even be after a few days, the borrower can receive cash funds and dispose of them as he sees fit.

Be careful when filling out various online applications. Even small errors can lead to incorrect calculations, and the client will receive loans that are too small or too large.

If not everything is clear, you can use the help of the bank on its website. Working hot line and a few more ways to support customers that allow you to solve everything controversial points to correctly fill out the application and submit it for consideration

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Online loan application

If you have chosen Sberbank for yourself, you can apply for a cash loan online in just a couple of minutes. Making loans via the Internet makes bank services more accessible to the public, and the process of obtaining required amount easier and more enjoyable.

For those who truly value their time, it allows you to perform all preliminary manipulations without leaving your home. You can check out complete list required documents, study the bank's requirements for customers to find out if you fall under certain criteria. You will also be able to find out whether you need to take care of the availability of co-borrowers, or whether your income level will be enough to give you the required amount of debt. You can ask all your questions to consultants and get answers promptly. In this way. upon arrival at the bank, you will only have to sign necessary papers and take the money.

Why you should apply online for a loan


Let's reduce to small list advantages of remote application submission.

  1. There is no need to wait in line until the consultant is free
  2. You save time on a trip to the bank
  3. All the necessary manipulations can be done without leaving the apartment or work
  4. You will know in advance what documents you need to prepare
  5. In case you missed something, you will be prompted
  6. If you forget to prepare any document, you will not need to go home to pick it up.

Loan programs

Let's consider what are the conditions for each of the programs available to Sberbank, and what you need to know in advance so that you do not waste time directly when visiting a branch. Consider the three most popular programs.

  1. Non-purpose loan without collateral
  2. With the guarantee of individuals
  3. With a pledge of the client's property

Under any of these programs, you can easily get a cash loan. You just need to carefully check the requirements for customers, prepare the necessary documents and submit an online application.

The funds issued by the bank, you can spend for any purpose. Nobody limits you in your choice.

What can you spend money on

You are free in your choice. Since the money received is already yours, you can dispose of it as you please.

  1. Purchase of household appliances
  2. Repair work in an apartment or house
  3. Purchasing tickets from tour operators
  4. car repair
  5. Buying gifts for relatives and loved ones
  6. Various weddings, anniversaries, family celebrations

In order to receive money at Sberbank, it is not difficult to apply for a cash loan online. The bank strives to be closer to the population, and makes it as easy as possible to access its services.

Good to know! Simplified registration is provided for clients who receive service at the bank as part of salary projects, as well as service on preferential terms, at reduced rates. This also applies to recipients. pension payments to Sberbank cards.

Loan without collateral


The simplest in terms of design and paperwork program. It is noteworthy that for Sberbank customers it is possible online application for a loan directly from the personal account of the Internet Bank.

  1. For any purpose, you get up to one and a half million
  2. Allocated exclusively in Russian rubles
  3. Return period up to 60 months
  4. Special rate from 13.9 percent per year
  5. The application is approved within two days

Requirements for borrowers are extremely simple. It is enough that your age is between 21 and 65 years old, and you can document your employment or the presence of a regular income. It should also be borne in mind that the last installment must be paid before the age limit.

You will only need to submit an application form. You also need to have a passport Russian Federation. If you have a temporary registration, then you need a document confirming your residence at the place of your registration.

Individual Guaranteed Program

This offer is designed for those who want to get a larger amount. You can also apply for a cash loan online at Sberbank. As the name implies, you need to take care of the presence of guarantors to increase the amount.

  1. You will receive funds in the amount of up to three million
  2. Loan currency only Russian rubles
  3. You will have up to 60 months to repay
  4. As part of the promotion, the rate is from 12.9 percent
  5. From the moment of granting complete package paperwork application is considered within two days

You can use up to two guarantors, and the requirements for them are similar to those for a client. IN this case your age must be between 18 and 75 years old. It will be enough for you to submit an application form. It is also necessary to have a passport of a citizen of the Russian Federation. If you have a temporary registration, then you need a document confirming your stay at the place of your registration. However, the credit term in this case will not exceed the term of your temporary registration, so you should take this into account in advance.

If you are a client of Sberbank, you will only need an online application for a cash loan, and you can take the amount you need at any of the branches, regardless of registration and place of residence.

Mortgage of the client's property

If you want to apply for a cash loan without certificates at Sberbank, then this program is best for you. You will only need documents confirming the ownership of the mortgaged property.

  1. You can count on up to ten million Russian rubles
  2. Issued for up to twenty years
  3. Loan rate from fourteen percent

The maximum amount of funds allocated is calculated based on the value of your property. It should not exceed sixty percent of the market value of your property. If it exceeds ten million, then you can count on receiving no more than 10,000,000 rubles.


The loan cannot be allocated to persons who are individual entrepreneurs, persons with the right of the first signing of financial documents in an enterprise with a staff of up to thirty people. owners of enterprises, as well as members of peasant farms.

You can make an online application and apply for a cash loan at Sberbank without any information in Tolyatti or any other city where the organization's branches are represented. Given the wide branch network throughout the Russian Federation, Sberbank services are available to almost everyone.

Sberbank has a few more programs that we have not mentioned yet due to the fact that they are provided to a rather limited circle of people. However, they should be told at least briefly. If suddenly you fall into one of the listed categories, then you can always contact our consultants to obtain comprehensive information on the product you are interested in.

  • Loans for employees of the RF Armed Forces who have taken part in the NIS
  • Lending to individuals engaged in farming


In general, the purpose of these programs is clear from their name. Under the first program, you can get up to half a million without guarantors, or a million rubles if they are available. The second program provides for loans in the amount of up to 300,000 rubles per household.

After you decide to apply for a cash loan online at Sberbank, a specially designed calculator on the bank’s website or on our portal will help you pre-calculate monthly payments. The repayment option is annuity, which means that you pay the debt in equal installments throughout the entire period.