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Pension legislation per year. An increase in the old-age pension. Raising the retirement age

2017 was marked by amendments to pension legislation... The adjustments affected, first of all, the amount of payments and the procedure for their appointment for individual citizens. Consider further the new changes in pension legislation.

General information

The first changes in 2017 are related to the suspended provisions related to the indexation of amounts. They started to act again. As the Prime Minister promised, the amount of social and insurance payments will be indexed in full.

Provided changes in pension legislation for military personnel... Payments to these citizens will also be increased, but the exact amount of the increase is unknown.

From January 1, the law establishing the increase retirement age up to 63 years for women and 65 - for men, entered into force. It was assumed that these would affect only officials. However, due to the budget deficit, which is being replenished very slowly, the issue of raising the retirement age for other citizens is being actively discussed. This idea caused a wide resonance in society. The government, however, promises that active action in this direction will not be taken until 2018.

The situation in practice

Key changes in pension legislation since the beginning of 2017, the following can be noted:

  • Increasing the minimum length of service.
  • Raising pension ratios. They are used to assign retirement benefits.

After the reforms carried out in the country in 2015, the procedure for calculating the amounts has changed. Respectively, pension contributions listed in insurance part, began to be taken into account in the form individual odds(points). When a citizen retires, they are converted into rubles.

Seniority requirements

According to Article 8 of the Federal Law No. 400, a citizen must have at least 15 years of experience and 30 points.

However, the Government decided to introduce these requirements gradually. So, the value of points from 6.6 will increase annually by 2.4. Required experience will increase by a year also annually.

The situation with civil servants

From 01.01.2017, Federal Law No. 143 came into effect. It significantly toughens the requirements for the retirement age. As mentioned above, for women it will be 63, for men - 65 years. At the same time, the length of service in the civil service must be at least 20 years.

These will be implemented gradually. For 2017, for retirement, women must be 55.5 years old and men 60.5 years old. Civil service experience must be 15.5 years.

An increase in the age of retirement is associated with a constant increase in population growth and life expectancy of citizens. Currently, the average life expectancy is 72 years. If the economic situation in the future develops favorably, then this figure will increase even more.

Self-Employed Tariffs

According to changes in pension legislation, contributions for OPS (compulsory pension insurance) for citizens working "for themselves" are deducted in fixed size... It is determined annually based on the minimum wage.

Since July 2016, the minimum wage has been RUB 7,500. Accordingly, notaries, lawyers, other private practitioners, as well as individual entrepreneurs must deduct 23,400 rubles to the PFR. for 2017

The size of the subsistence minimum

Determination of this indicator is necessary to acquire the right to receive social benefits.

As noted by the Ministry of Economic Development, the cost of the consumer basket is expected to decrease. Accordingly, the quantity living wage will also decrease. It, in turn, is closely related to the amount of pension benefits. Social supplements are intended to bring the amount of the pension in line with the subsistence level.

The law on the budget provided for the size of the subsistence allowance in the amount of 8540 rubles. Meanwhile, in the regions, this indicator varies significantly depending on different conditions, including climatic ones.

It is worth saying that regarding the size of the subsistence minimum, they apply to citizens who began to receive a pension in 2017. For the rest of the population, the payment will be the same (higher).

Lump sum payment

It was introduced due to the lack of sufficient budgetary funds for indexation. Some of the previously adopted provisions have been suspended. At the same time, the Government decided to carry out a partial indexation of pensions - by 4%. Taking into account the inflation rate, such a measure was insufficient. But there were no funds in the budget for recalculation in full.

To compensate for the losses, the Government decided to make a fixed payment in the amount of 5 thousand rubles. This amount was due to all persons who were retirees at 31 December 2016.

Implementation of these changes in the legislation of the Pension Fund was not accompanied by any difficulties. The procedure for receiving additional payments by citizens has been simplified. Pensioners did not need to apply to the FIU with an application. The payments were made on schedule from January 13 to 28. At the same time, in some cases, the issuance of compensation coincided with the receipt of a pension.

If the pension was not delivered to the house, a notification was sent to the pensioner, according to which the payment could be received at the territorial post office.

Recent changes in the pension legislation on indexation

It was initially established that social and pension payments to the FIU should increase every year due to a decrease in purchasing power due to an increase in inflation. The indexation order is set depending on the payment:

  • 1.02 - rising insurance pensions on the inflation rate for the last year.
  • 1.04 - increase social pensions... Indexation depends on the rate of increase in the cost of living over the past year.

Indexation in 2016 was carried out only by 4%, while the inflation rate for 2015 was 12.9%. However, at the end of 2016, the Government promised to restore the procedure for increasing payments. To fulfill the promise, the necessary funds were included in the draft budget.

Increase in old-age pension

The labor (insurance) part of the payment is increased by indexing the cost of one retirement score and a fixed payment. As of 02/01/2016, the indicators were as follows:

  • Pension coefficient - 74.27 rubles.
  • Fixed payment - 4558.93.

According to forecasts of the Ministry of Economic Development and the Ministry of Finance, the inflation rate was to be 5.8%. In this case, the indexation value of the PKI should be 1.058. But according to published data Federal Service state statistics, the price index for 2016 was 5.4%.

Taking into account the indicators, he said that the retirement point would be 1.054, the size of the IPK cost - 78.28 rubles, and the fixed payment - 4805.11 rubles.

However, it was noted in the law on the PFR budget that as of April 1, 2017, the point value would be 78.58 rubles. Accordingly, a second indexation of pensions is required. In total, general increase should be 5.8%. As a result, the insurance pension has been increased by an additional 0.38% since April 1. The amount of the fixed payment remained the same - 4805.11 rubles.

Changes in military pension legislation

News from the State Duma does not inspire much hope for an increase in pensions for citizens who have completed their service. It should be said that the increase in security for these persons has not been carried out properly for quite some time.

The increase in pensions is due to an increase in salary, a lowering coefficient and indexation of the insurance part by the rate of last year's inflation. This procedure applies to pensioners of the Ministry of Internal Affairs, the Ministry of Emergency Situations, the Federal Penitentiary Service and a number of other departments.

Article 43 of the Federal Law No. 4468-1 is provided for DD ( monetary allowance) in the amount of 54%. It is applied when calculating a pension and each code must be increased by several percent until it reaches 100%. It was assumed that such a value will be established in 2035. During the last 2 years, therefore, this coefficient was equal to:

  • From 1 Jan. 2015 - 62.12%.
  • From 1 oct. 2015 - 66.78%.
  • From February 1, 2016 - 69.45%.

However, according to Anton Siluanov, the federal budget may not be able to withstand such an increase, therefore, the issue of indexation must be dealt with carefully. Nevertheless, in 2017, military pensions were still increased due to the coefficient, which reached 72.23%.

Unlike some countries in our country pension system foreseen different age retirement for men and for women equal to 60 and 55 years respectively.

But these indicators are generally established for all citizens with some caveat: for those who have the required minimum experience and the accumulated sum of individual points.

  • For those citizens who could not earn this experience and gain minimal amount coefficients will be established social pension aged 65 years old men and 60 years old women.
  • For citizens who work for dangerous and hard work, the state has provided for an additional reduction in age, taking into account the requirements for length of service in the relevant types of work.

Granting an old-age pension

For example, if a citizen decides to apply for his pension 5 years later, then his fixed amount will be increased by 36%, and the insurance part of the pension by 45%.

Moreover, such a right to increase the pension payment was also granted to the current recipients of the pension. They can refuse the received amount for a period at least a year, then at the subsequent establishment of the payment to them, special coefficients will also be applied.

In addition, the new rules for calculating pensions stimulate citizens to work longer and earn more. The size of the future payment will directly depend on these indicators. It is only important that the salary is official with which the employer will pay insurance premiums to the Pension Fund of the Russian Federation.

Details 01/17/2017 10:03

Changes 2016:

Parameters that determine the amount of payments:

The main factors on which the size of the pension will depend:

  • -period of deduction of funds to the insurance fund - increase insurance experience in direct proportion to the increase in material support;
  • -the size of the salary - it is assumed that funds will be deducted exclusively from the real salary (bonuses and bonuses not included in the statement will not affect the size of the pension);
  • -the age category of citizens - an increase in work experience directly affects the growth of payments;
  • -personal coefficient - depends on a number of factors: service in armed forces, parental leave, caring for elderly relatives.

Payment calculation conditions:

Pension payments will be formed according to the updated rules. The funded and insurance part will be taken into account.

According to decisions taken, the pension of those pensioners who are simultaneously engaged in a paid labor activity... In addition, the increase in pensions for working pensioners has been suspended until 2018.

Changes in pension legislation from 2017:

Subsistence minimum for a pensioner in 2017

The Ministry of Finance made a decision to reduce the size of the subsistence minimum (SM) for pensioners for 2017. In 2016, the subsistence allowance was 8803 rubles. The department said that the forecasts were too high. In this regard, the federal cost of living in 2017 will be reduced to 8540 rubles.

Note that the size of pensions and social benefits for those who received a pension earlier will not decrease. New size The PM will be taken into account when calculating the pensions of only citizens who issued it after December 31, 2016.

One-time payment of 5000 rubles

At the meeting of the Government of the Russian Federation, held on August 23, 2016, its Chairman Dmitry Medvedev announced that it is planned lump sum payment to pensioners 5000 rubles. This amount will replace the indexation, which is usually carried out in the second half of the year. In November, the bill was passed in the final third reading in the State Duma and signed by the president.

One-time payment of 5000 rubles will affect all categories of citizens who are employed and non-working pensioners... Military retirees will also receive a lump sum. Payment will be listed together withpension payments for January 2017, or on another day, but without a declaration. The delivery schedule is set from 13 to 28 January 2017. For those who receive pensions through the Russian Post at home, delivery will be carried out simultaneously with the pension benefit.

Indexation of social pensions in 2017 will be produced in relation to the size of the subsistence minimum. It will take place on April 1, 2017. It is already known how much social pensions will increase. The increase will be 2.6%. The average size will amount to 8803 rubles.

Funded pension in 2017

One of component parts retirement benefit - accumulative, is not provided for every citizen. Only people born in 1967 and later have the right to it. A citizen can independently choose a tariff setting, according to which the employer's deductions in his favor will be shared in the future.

IPK in 2017

Last year, a new indicator was introduced to calculate the pension benefit - individual pension coefficient... For each citizen, this figure was calculated separately, and its size depended on the length of service and wages pensioner. The regularity in the calculation was extremely simple, the more seniority and salary, the higher the indicator, and, consequently, the pension.

The PKI for each citizen is calculated on an individual basis, and then, using all the indicators, the annual PKI is calculated, which is necessary for calculating the benefit. The coefficient is indexed annually by the government, which means an increase in the benefit itself. PKI is measured in points, and each point has its own value. The cost of one point in 2016 was 74.27 rubles. According to the law on pensions, from January 1, 2017, this value will be indexed and will amount to 78.58 rubles.

On the basis of the reform, the conditions for assigning old-age payments have also changed. Since 2017:

  • a citizen's insurance experience must be at least 8 years;
  • the minimum IPC score is at least 11.4.

The last point depends on total period employment of a citizen and the amount of his salary. Upon receiving the maximum possible salary, the number of points received per year in 2017 will be 8.26 and will increase to 10 points by 2021. In case of formation funded pension the size of the annual indicator will decrease significantly, but if you refuse this part of the allowance, then the required number of points can be gained very quickly.

Retirement age in 2017

At the moment, the retirement age for the female part of the population is 55 years, and for the male half - 60 years. If other requirements are met, a citizen who has reached this age limit is entitled to receive a pension benefit.

An increase in the retirement age for civil servants will start on January 1, 2017 - retirement for men and women is possible, respectively, from 65 and 63 years. This measure will affect over 70 thousand citizens. Federal Law of 23.05.2016 No. 143-FZ "On Amendments to Certain legislative acts Russian Federation in terms of increasing the retirement age for certain categories of citizens ", according to which civil servants increase the retirement age for an old-age insurance pension and the length of service for assigning a pension, comes into force on January 1, 2017.

Olga Golodets, Deputy Prime Minister of Russia, said that the retirement age in Russia will not rise from 2017. The government had such plans for all categories of Russians this spring. However, shortly after this interview, Law No. 143-FZ was adopted, according to which, some citizens will still have to work longer than the earlier established deadlines.

Raising the retirement age - who gets there. Latest news

Despite various statements from the federal authorities, experts are confident that raising the retirement age is inevitable, but requiring a smooth approach and phased implementation. For example, this spring, everyone latest news quoted a television interview with Olga Golodets, who said the government was not considering raising the retirement age. Also, during last year's press conference, the head of state was asked questions about pensions and retirement age.

To which Putin said the following: “ I believe that the time has not come yet. But many practitioners say that by delaying this decision we can harm».

Meanwhile, the initiative to increase the retirement age was supported by the Ministry of Economic Development. According to analysts' calculations, the optimal solution would be to raise the retirement age by eight for women and five for men. This measure will extend the productive life of future retirees and reduce stress on the labor market.

The first stage of the implementation of the initiative concerned officials - on May 26, 2016, it was adopted in the third and final reading. the federal law"On amendments to certain legislative acts of the Russian Federation in terms of increasing the retirement age for certain categories of citizens." To the question: "who falls under its influence?", We answer:

  • Government civil servants;
  • Municipal employees;
  • Persons holding government positions in the Russian Federation;
  • Persons holding government positions in regions and municipalities.

The adopted law spells out the stages of raising the retirement age for civil servants - each year will be added six months until the established level is reached. The authors of the bill that this measure will help balance the budget of the Penfond of Russia.

Who was the retirement age raised, and what other changes did the new law bring?

So, FZ-143 will enter into force on January 1, 2017, and the answer to the question: "who was raised the retirement age" is clear - to all state and municipal employees. The increase will occur gradually - the growth will be 6 months for each year. If now women retire at 55, then next year this age will be 55.5 years. Accordingly, even this year, men manage to retire at the age of sixty, but already in the coming year - at 60 and a half. Thus, the established age limit will be reached in 2026 and 2032, and this is the last year when civil servants are retiring on a par with the rest of employed Russians.

The next change regarding pensions is the required length of service. Now, in order for a civil servant to receive a pension, he must have 15 years, of which twelve years continuous experience in the civil service before dismissal. The adopted law increased this period to 20 years. The change will already occur in a known way- growth every six months a year. That is, now, in the outgoing year, in order for a civil servant to apply for state pension, it is enough for him to have 15 years of work experience. And next year, 2017 minimum experience will be 15.5 years, and in 2018 - 16 years. Thus, the target of twenty years will be reached in 2026. Also approved and maximized possible age being on civil service: for management - 70 years, for all employees - 65 years.

At the same time new law reminds that only an employee retiring from a position in a state department can apply for a state pension. In other words, if a 66-year-old pensioner has the necessary work experience, but last years worked in a different, not state, structure, then he will not receive a state pension.

Retirement year / age 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Men 60 60,5 61 61,5 62 62,5 63 63,5 64 64,5
Women 55 55,5 56 56,5 57 57,5 58 58,5 59 59,5
Retirement year / age 2026 2027 2028 2029 2030 2031 2032
Men 65
Women 60 60,5 61 61,5 62 62,5 63

All of the above changes apply only to future retirees, not real ones. According to experts, these measures will allow pension fund to save about 600 million rubles, which are planned to be spent on a general increase in social benefits.

New changes in the 2017 pension legislation touched on many issues, and most of the innovations did not cause positive emotions among the population.

About retirement age and insurance experience

First of all, amendments were made to the pension legislation: since 2017, the minimum insurance record and the age of retirement for some categories of employees have been adjusted.

On the basis of Federal Law-143, which entered into force on January 1, 2017, the retirement age for civil servants has been increased: women - 63, men - 65 (with a civil service experience of 20 years).

For the rest of the citizens it has been decided to postpone the increase in age, although the Ministry of Finance regularly insists. The last proposal is to increase the age to 65 for citizens of both sexes with a gradual "step" of six months to a year. But in the Kremlin, the answer is still traditional - no decision has been made. Discussion and adoption of an unpopular decision will be postponed at least until the presidential elections.

On a note! Demographers warn that if the issue of raising the retirement age is delayed, then from 2030 the number of workers and retirees will become equal, and then "we will have to forget" not only about funded, but also about old-age benefits.

About points

The current mechanism assumes that pension contributions working citizens for an insurance pension are recalculated into points (coefficients). When going on vacation, they do the reverse recalculation: points - in rubles.

If the pension legislation from January 1, 2017 allows you to receive an insurance pension with 11.4 points, then by 2025 the minimum savings should be 30 points.

On a note! The annual increase will be 2.4 points.

However, in October, the draft law on freezing FZ-400 passed its first reading. If it is adopted, then until January 1, 2019, the current provisions will be suspended, and instead will be established:

    one indexation of old-age pension by a fixed coefficient - 1.037;

    single cost of 1 point - 81.49 rubles;

    fixed payment- RUB 4,982.9

The fixed supplement supplements the insurance portion of the old age and disability benefits. But disabled people of group 3 and those who have lost their breadwinner are paid this additional payment in the amount of 50% of the fixed amount. It is doubled for pensioners after 80 years, and the increased coefficient is used when calculating a fixed surcharge for pensioners with dependents and who have worked in the Far North for at least 15 years.

On a note! Budget expenditures for these purposes, if the bill is approved, will amount to almost 183.5 billion rubles.

About self-employed

The calculation of old age contributions for self-employed citizens, as before, is based on minimum size wages.

For 2017, it is 7,500 rubles, so individual entrepreneurs it is necessary to transfer for the period-2017 the amount of 23.4 thousand rubles. The amount is calculated according to the following formula: 7500 (minimum wage) x 26% (tax rate) x 12 months.

If the size of the minimum wage is raised, then the "IPs" will have to pay more.

About the military

Military pensions are growing at the very least due to a special coefficient, which is increased annually in such a way that by 2035 its size will be 100%.

It was planned to index old-age benefits for the military on February 1, 2018, but Vladimir Putin instructed to do this "in sync" with the increase in salaries for the military, that is, from January 1, while people should receive money in their hands in December.

Good news will affect not only the military Russian army, but also police officers, as well as the military personnel of the Russian Guard.

About lump sum and indexation

Because of financial difficulties and the lack of budget, the pension legislation of the Russian Federation in 2017 was adjusted: the indexation required by the law was replaced by a one-time payment in the amount of 5,000 rubles. It was received by all citizens who retired at the end of 2016.

In October, the government posted a draft resolution that provides for the indexation of old-age benefits and a number of other payments on February 1, 2018 by 3.2% (the amount of expected inflation). The size of the premium will be specified after Rosstat publishes official information on the 2017 consumer basket.

On a note! Earlier, the head of the Ministry of Labor, Maxim Topilin, promised that insurance pensions for non-working people would be increased by 3.7%, while 200 billion rubles would be allocated from the budget for these purposes.

About delayed leaving

In 2017, those who are going to go on vacation may increase the amount of old-age benefits if they continue to work and do not apply for a benefit. But when, after 5 years, they use the constitutional right, then:

    insurance pension will grow by 45%;

    and the fixed payment - by 36%.

About working pensioners

Indexing pensions for working pensioners has ceased since January 2016. But the news in the pension legislation in 2017 gives, albeit shaky, but hope for a change in the situation. In October in again a proposal was made to renew the tradition so as not to discourage the workers from working.

However, after the abolition of the indexation of pensions, workers returned to the issue more than once, and the Minister of Labor and Social Protection Maxim Topilin assured that "the topic is not closed." But a return to the old practice will require more than 207 billion rubles from the budget, and it seems that the government is not ready for such expenses.

Freezing funded pension

In the fall, the State Duma approved in the first reading a project for further freezing the funded pension, which has been in effect for 5 years. Leave previous conditions decided by 2020

The bill also indicates average sizes pension benefits, relevant at the end of 2017:

    old age - 14,872 rubles;

    social - 9658 rubles.

About rumors

Who doesn't want to receive a little more in retirement ?! Therefore, messages about increases appear on the network every now and then. pension payments... Which of them turned out to be just a "duck"?

The Pension Fund and the Ministry of Labor denied the following information that appeared in the news of the pension legislation in 2017:

    the allowance will be increased for those who have been married for a long time;

    it will be increased for pensioners with children with higher education;

    one retired spouse will be paid a one-time supplement for the other, if the latter receives less;

    the minimum insurance period will be changed.

What news in the pension legislation in 2017 will have time to appear before the end of December, we will find out very soon.