Disability pension formula. How the disability pension is calculated. The amount of cash benefits for different categories of disabilities

The most common form of government retirement benefits is related to the achievement of a person a certain age when he can "go on a well-deserved rest." The disability pension has a different specifics - this payment is received by those who, according to their own physical indicators often unable to work, which is confirmed by an appropriate document - an act of medical and social examination. However, disability does not necessarily imply a lack of labor activity... Many people with disabilities can work very successfully and efficiently.

What is a disability pension

In accordance with the definition of the current legislation, a disabled person is a person with a health disorder and impaired body functions due to a disease, defect or injury that restricts his life. Disability is established by the federal department of medical and social expertise (ITU), which appoints the first, second or third group. A person recognized as a disabled person has the right to state monthly payments, which are assigned to citizens by the Pension Fund of Russia.

Types of disability pensions

Pension legislation distinguishes between three types of disability pensions:

  • Insurance - receiving this type of security implies that by the time of the onset of disability, the person had seniority... At the same time, the cause of the disability and the moment of its occurrence, as well as the duration of the work biography, does not matter. If in order to establish insurance state payments in the usual form, it is necessary to achieve retirement age, then this is not necessary.
  • Social - assigned to disabled children, disabled children, and representatives of groups I, II and III who do not have work experience.
  • State - it is assigned to the military, cosmonauts and liquidators of man-made disasters, injured and serious illnesses due to the performance of official duties. This also includes the participants of the Great Patriotic War and residents of besieged Leningrad.

Disability pension

Depending on the assigned group and other factors, the size of state pension payments changes, therefore, to answer the question of how much is paid for disability, it is necessary Additional Information... Benefits will be received according to their tariffs: a child with a child cerebral palsy(13560.15 rubles) or a military pensioner with seniority, having a serious wound in hostilities (28830.66 rubles).

For recipients of insurance pensions, in addition to a fixed payment, in some cases, allowances are charged (for family members with disabilities, etc.), which significantly increase the final result. V pure form the dimensions of the base part from 1.02.2017 are:

  • For group I - 9 610.22 rubles / month.
  • For group II - 4,805.11 rubles / month.
  • For group III - 2 402.56 rubles / month.

The size of social pensions also differs depending on the category of recipients:

  • For group I - 10,068.53 rubles / month.
  • For group II - 5,034.25 rubles / month.
  • For group III - 4279.14 rubles / month.

Minimum disability pension

The structure of paid insurance government support consists of two parts, and although payments are made in total, they can be decomposed into separate components. In this case, the base part represents one minimum size, which a person can receive without additional payments (for example, if he has very little work experience and is not entitled to anything else). In such cases, it is necessary to make a choice in favor of a social pension - this is allowed by law.

Allowances

In addition to the insurance part, in the presence of seniority, the total amount of pension provision for an individual can be supplemented by other allowances. These can be monthly cash payments (MTA), which are received by those who have opted out of the set. social services v in kind... The main areas included in the GCC that can pay in the form of a financial equivalent are as follows:

  • provision of necessary medicines and medical devices;
  • sanatorium-resort provision with vouchers to medical and health-improving institutions;
  • free pass to the place of treatment and back.

How to arrange

In order to issue a state social Security, you need to do the following:

  1. Obtain official proof of disability. This process is carried out by the federal structures of the ITU, with their help the category of a pensioner is established.
  2. Collect a package of documents and prepare an application.
  3. Provide required papers to the Pension Fund (persons who have gone abroad or do not have registration should contact the central office at the address - Moscow, Shabolovka, 4).
  4. Processing time - 10 days from the date of submission complete package documents, and the pension for disabled people will be considered from the date of application.

Conditions for granting a disability insurance pension

If in order to receive social welfare, it is enough that the disability has been established, then for calculating payments under the insurance scheme, it is mandatory to have work experience (at the same time, this type of pension is established regardless of the duration of work). In addition, this pension option will depend on the size of the fixed payment, which is influenced by the following factors:

  • I, II or III group of disabilities assigned to a citizen;
  • the presence of dependents (disabled family members);
  • duration of labor activity in the regions of the Far North.

The documents

The list of documents that you submit to the Pension Fund, in mandatory should include:

  • application in the prescribed form;
  • passport;
  • ITU act;
  • SNILS;
  • work book or contract with the employer confirming the duration insurance experience(not needed for social option).

How the disability pension is calculated

For example, see how to calculate the amount of disability benefits, if you have insurance experience. When calculating, a special pension coefficient is used, which is formed due to the length of service and transfers to the Pension Fund. The basic formula looks like RP = MF + FS, where:

  • RP - the size of the pension;
  • SCh - insurance part;
  • FS is a fixed amount.

In this case, SCh = PC x SB, in this formula:

  • PC - the sum of the dialed pension ratios;
  • SB - the cost of one point (in 2019 - 78.28 rubles).

This can be seen on specific example: The cause of disability of the I group for a person with 10 years of insurance is an occupational injury. It is necessary to calculate the amount of government payments if the total score is 27.6. Substitute the values ​​and find out how much you have to pay:

  • MF = 78.28 p. x 27.6 = 2160.53 p.
  • Since the fixed state payment for group I is known, then RP = 9610.22 rubles. + 2160.53 RUB = 11,770.75 p.

How is it charged

Social security for disabled people in Russia, in addition to state payments designed for different categories of pensioners, also provides indexation coefficients in order to keep up with the inflation rate. For example, since 1.02.2017, 5.4% has been indexed insurance pension and a fixed payment to it, increasing this disability benefit for socially disadvantaged segments of the population.

Suspension and termination of payment

The legislation deals in detail with cases when pension provision disabled people may have limitations. The payment of the assigned pension is suspended, until the situation is clarified or the disturbing circumstances are eliminated, in the following cases:

  • if social security is not received for six consecutive months;
  • when, within three months, the disabled person does not come for a scheduled re-examination;
  • when a pensioner leaves for permanent residence in a foreign country.

They stop paying the pension if:

  • the recipient dies;
  • a period of more than six months has passed from the date of suspension of the issue and the situation is not resolved;
  • in case of loss of the right to the assigned security;
  • when the disabled person reaches the age, for the appointment of an old-age insurance pension.

Pension for disabled children

This category includes children under 18 years of age with diseases and abnormalities that interfere with normal life. Their pension provision can be called high (over 13.5 thousand rubles), in comparison with other categories of disabled people. In addition, the families of such children are also entitled to significant benefits (for example, they do not have payment for children preschool institutions).

Video

Please choose your tariff.

Please enter your gender.

According to the law, pension savings are not formed for citizens born in 1966 and older.

Enter a different value for your seniority.

Please indicate your year of birth.

Enter a salary higher than the minimum wage in Russian Federation in 2019 - 11,280 rubles.

In accordance with the data entered by you, your experience is, the number of pension points -. From 2025 the minimum general experience to receive an old-age pension - 15 years. Minimal amount of the earned coefficients for the appointment of a pension - 30. If in the answers to the questions you indicated less than 15 years of experience or the number of accumulated coefficients does not reach 30, then you will be assigned social pension by old age: women at 60 years old, men at 65 years old. The old-age social pension today is 5,034.25 rubles a month. In addition, you will receive a social supplement to your pension up to the subsistence level of a pensioner in the region of your residence.

In accordance with the data entered by you, your experience is, the number of pension points -. You do not have enough pension ratios or seniority to qualify for an old-age insurance pension. From 2025, the minimum total length of service for receiving an old-age pension is 15 years. The minimum number of earned coefficients for the appointment of a pension is 30. If in the answers to the questions you indicated the experience of less than 15 years or the number of the accumulated coefficients does not reach 30, then you will be assigned a social old-age pension: women at 60 years old, men at 65 years old. The old-age social pension today is 5,034.25 rubles a month. In addition, you will receive a social supplement to your pension up to the subsistence level of a pensioner in the region of your residence.

If you want to receive a higher pension, reconsider your life plans so that your work experience is 15 years or more and as a result you could earn at least 30 pension coefficients.

Please check the form is filled out correctly. The number of years of combining activities as a self-employed citizen and an employee cannot exceed the number of years minimum seniority specified in each activity separately.

If you want to receive a higher pension, reconsider your life plans so that your work experience is 15 years or more and as a result you could earn at least 30 pension coefficients.

Sorry, the calculator is not intended to calculate the amount of pensions for current retirees, citizens who are less than 3-5 years old before retirement.

Many Russians want to know when a disability pension is awarded? The answer is simple: only when you document the fact of disability. A pension can be awarded according to several schemes.

According to Russian legislation, a disability pension can be assigned for a period for which a particular disability group has been assigned by the medical and social examination (MSEC), or indefinitely in the bodies of the Pension Fund of the Russian Federation at the place of residence of the disabled person. Disability pensions are indexed annually, to some extent protecting pension payments from inflation.

What is the disability pension in 2017?

The legislation of the Russian Federation enshrines three types of disability pension, depending on the availability of labor (insurance) experience and a number of other factors:

1. Social disability pensions

The concept of a social pension implies a special type of pension, when a citizen has not acquired the right to receive an old-age labor pension. It is assigned to categories of citizens who have received disabilities of groups 1, 2, 3. This group includes disabled children and children with disabilities.

2. Insurance (Labor) disability pension

If a citizen works during his life, gains seniority and makes the appropriate deductions, then he "earns" an old-age labor pension, having reached the age established by law. The question arises: "Why is the disability pension called labor pension?" Let's figure out who a disabled person is. This is a citizen forced to lead limited life activities due to health problems. In other words, a person cannot serve himself / herself, cannot conduct a full-fledged work activity, study, take part in various events available ordinary people... Therefore, he is assigned a disability pension, which, in fact, acts as a compensation to the citizen for his possible earnings, which he would receive if he was able to work fully.

3. State disability pension

If a person has a general work experience, which is provided for by the laws of the Russian Federation, but according to certain reasons disability is documented. The appointment of such a pension will not depend on the size of the citizen's length of service.

Who can qualify for the state disability pension?

  • Persons who took part in hostilities;
  • Participants of the Great Patriotic War;
  • Military personnel;
  • Astronauts;
  • Persons who received the sign "Inhabitants of the besieged Leningrad".

You should be aware that if you continue to work, it does not in any way affect the state-funded disability pension.

How to calculate a disability pension?

In order to calculate the disability pension, a special formula is applied:

P = PC / (T x K) + B

  • P is the amount of the assigned disability pension;
  • PC - the estimated pension capital of a citizen who has received a disability;
  • T - months until the moment when the old-age pension should be awarded;
  • K - the ratio of the insurance experience to the indicator equal to 180 months;
  • B is the base value of the disability pension.

What is the amount of the pension for disability group 1

This year, the size of the social pension of disabled citizens of the first group of invalids is 9919.73 rubles per month. If we talk about the insurance pension for disability of the first group, then the basic amount of the fixed payment to the insurance pension for disability, taking into account increases to it in 2017 for those who confirmed the disability of group 1 in accordance with the established procedure, is as follows:

  • If there are no dependent persons in the care of a disabled person of the 1st group - 9117.86 rubles per month.
  • If there is one person dependent on a disabled person of the 1st group, the amount of the payment is 10,637.50 rubles;
  • If there are two dependents - 12,157.14 rubles;
  • In the case of three dependents - RUB 13,676.78.

There are people with disabilities of the 1st group who have been working in the Far North, and if their work experience in these areas is at least 15 years, and the total insurance experience is at least 25 years for men and at least 20 years for women, then a fixed payment to disability insurance pension is assigned the following (regardless of place of residence):

  • No dependents - RUB 13,676.80;
  • In the care of one dependent - 15956.26 rubles;
  • 2 dependents - 18,235.72 rubles;
  • In the case of three dependents, the amount will be 20,515.18 rubles.

If you belong to the category of disabled persons of group 1 who have worked for at least 20 years in regions equated to the regions of the Far North, and the total insurance experience is at least 25 years for men and at least 20 years for women, then a fixed payment is assigned to the insurance pension for disability. the following (regardless of place of residence):

  • Without dependents - 11853.22 rubles;
  • If there is 1 dependent in the care of a disabled person - 13,828.75 rubles;
  • In the care of 2 dependents - 15804.28 rubles;
  • 3 dependents - 17,779.82 rubles.

As of 02/01/2016, the amount of the fixed payment to the insurance pension for disability group I is 4,558 rubles 93 kopecks per month.

What is the amount of the pension for disability group 2

The size of the social pension for disabled people of the 2nd group (except for disabled people from childhood of the 2nd group) since 2016 is 4,959.85 rubles per month.

Separately, it should be reported that for citizens, the base size of a fixed payment to the insurance pension for disability was approved at the beginning of 2016, taking into account increases to it:

  • A disabled person of the 2nd group lives without dependents - 4558.93 rubles;
  • If there is only 1 dependent in the care - 6078.57 rubles;
  • If there are 2 dependents - 7,598.21 rubles;
  • 3 dependents - 9117.85 rubles.

If you belong to the category of disabled persons of the 2nd group, who have been working in the Far North for at least 15 years, and have “earned” the corresponding insurance experience (for men this value is equal to 25 years and 20 years for women), then the amount of the fixed payment to the insurance the pension will be:

  • A disabled person lives without dependents - 6838.40 rubles;
  • If there is one dependent on maintenance - 9117.85 rubles;
  • When 2 dependents live with a disabled person - 11397.32 rubles;
  • 3 dependents - 13,676.78 rubles.

If you belong to the category of disabled persons of group 2 who have been working for at least 20 years in areas that are equated to the regions of the Far North, then you will be assigned the corresponding amount of a fixed payment to the disability pension. But you need to have statutory insurance experience. These indicators are equal to 25 years for men and, accordingly, 20 years for women. The amount of the pension will be:

  • If you have no dependents - 5926.61 rubles;
  • 1 dependent lives with you - 7,902.14 rubles;
  • In the care of 2 dependents - 9877.67 rubles;
  • 3 dependents - 11,853.21 rubles.

As of February 2016, the amount of the fixed payment to the insurance pension for disability group II is 4,558 rubles 93 kopecks per month.

What is the size of the pension for disability group 3

The social pension for a disabled person of the 3rd group from the beginning of 2016 is 4215.90 rubles per month (this type of pension is intended for state aid disabled citizens who have never had a labor (insurance) experience.

If a disabled person of III group has insurance experience, the duration of which does not matter, and regardless of the cause of the disability and the time of its occurrence, then he is entitled to a fixed payment to the insurance pension for disability group III (it also does not matter, he works in this moment disabled or not), which is 2,279 rubles 47 kopecks (that is, 50% of 4,558 rubles 93 kopecks).

For citizens who have registered a disability group 3, the following pension payments were recorded in 2016:

  • If a disabled person of the 3rd group does not have dependents - 2279.47 rubles.
  • When there is 1 dependent in the care - 3799.11 rubles.
  • If there are 2 dependents on the maintenance - 5318.75 rubles.
  • If a disabled person has 3 dependents - 6838.39 rubles.

In situations where a person who has become disabled of group 3 "earned" his work experience in the Far North for at least 15 years and at the same time in his track record there is a corresponding work experience (insurance experience at least 25 years for men or at least 20 years for women), then the amount of the fixed payment to the insurance pension for disability group 3 will be as follows:

  • If there are no dependents - 3419.21 rubles.
  • When a disabled person supports 1 dependent - 5698.67 rubles.
  • If there is 2 dependent in the care - 7978.13 rubles.
  • Well, if there are 3 dependents - 10,257.59 rubles.

Citizens with insurance experience (for women this indicator is 20 years, for men - 25 years), while their labor activity (at least 20 years) they carried out in territories that are equated to the regions of the Far North, then their payments are equal to the insurance pension for disability will be:

  • Without dependents - 2963.31 rubles.
  • When there is only one dependent - 4938.84 rubles.
  • If there are 2 dependents in the care - 6914.37 rubles.
  • When 3 dependents live with a disabled person - 8889.91 rubles.

Please note that these payments are calculated for those who have northern experience disabled people regardless of their place of residence at the moment.

State benefits and payments for people with disabilities

The state has provided for cash payments every month to disabled citizens (IAD), and in order to implement this procedure, you should visit the Pension Fund branch located at the place of your actual residence. You will need to fill out an application for calculating the monthly payment. In addition to the application, you must have the following package of documents with you:

  • a certificate that confirms that the person is really disabled;
  • passport of the Russian Federation;
  • pension insurance certificate.

There are cases when a citizen falls under two categories of pension payments, for example, is a participant in hostilities and a disabled person of group 1, then a disability pension will be assigned only on one basis, where the amount is greater.

Also, people with disabilities can count on receiving a set of social services, which is included in the social monthly cash payment... This includes:

  • Providing a disabled person with a doctor's prescription free medicines, products medical purpose as well as specialized products health food for disabled children worth 766.55 rubles;
  • Presentation if available medical indications a disabled person has vouchers for Spa treatment, carried out in order to prevent major diseases, worth 118.59 rubles;
  • Free travel for disabled people on the commuter railway transport, as well as on intercity transport to the place of treatment and back at a cost of 110.09 rubles.

This complex of social allowances can be received in money, but an application was required to the Pension Fund, which had to be submitted in time before October 1 of last year. The total amount of services provided by the state as of April 1, 2016 is 995.23 rubles.

Pension reform 2017 - how has the size of the disability pension changed?

What's new happened a year later? Came out new law"On insurance pensions", according to which, by 2025, citizens will have to work at least fifteen years (before 5) in order to count on an insurance (labor) old-age pension. Persons caring for disabled children belonging to the 1st group, the question arises: "How can they earn their retirement pension if they cannot work due to life circumstances?" There is no need to worry - the law sided with this category of citizens. The entire period of caring for a disabled child of group 1 is automatically included in the length of service required to calculate the old-age pension.

The insurance (labor) disability pension can also be counted on by those citizens who have been confirmed with a specific group of disability - it can be unlimited or given for a certain period.

What can a disabled person count on besides basic pension? Depending on the group of disability, the state has appointed special coefficients. In addition, there are various social benefits, and in order to receive them, you should contact the PF or authorities social protection with a minimum package of documents and an application.

From February 1, 2017, insurance pensions unemployed pensioners increased by 5.4%. Together with the insurance pension, the fixed payment to it (analogous to the former fixed base size) was also indexed by 5.4%. At the same time, since February 1, 2017, the size of the monthly cash payment (MAP) has been indexed by 5.4% federal beneficiaries(veterans, disabled people, citizens exposed to radiation, Heroes Soviet Union and Russia, Heroes of Socialist Labor, etc.). This increase applies to more than 15 million federal beneficiaries.

A disabled person of group 3 is a citizen who has lost some professional skills due to trauma, in need of lightened work or job replacement. A person can move independently, serve himself, but at the same time the usual loads must be minimized.

To receive payments, the patient must go through full examination organism, to be observed at a stationary point for at least 4 weeks and provide a certain package of documents confirming the degree of illness and the right to obtain disabled status.

Today this payment is:

  1. A single citizen receives 2402.56 rubles. per month.
  2. RUB 4004.26, RUB 5605.96 and RUB 7207.66 per month with one, two and three dependents, respectively.

In the case when a person has worked for more than 15 years on The far north, has a record of work experience in the labor book (for women - 20, for men - 25 years), a fixed payment, taking into account his family members, will have larger size(Law "On labor pensions" - Federal Law, article 15, paragraphs 3 and 4):

  1. Singles will be credited with 2963.31 rubles. per month.
  2. If there are 1, 2 or 3 dependents in the care of 5698.67, 7978.13 and 10257.59 rubles. per month respectively.

The amount of the insurance pension varies depending on the points accumulated by the citizen during his labor activity, length of service. A worker who has been employed for more than 20 years will receive a higher pay than one who has only recently entered the profession.

State disability allowance is awarded to civil servants who have suffered during the performance of their official duties (Law No. 4468-I, 12.02. 1993).

How the pension is calculated: we analyze formulas and examples

The pension is calculated when, in addition to minimum amount(social pension) a citizen is supposed to receive additional payments for length of service, retirement points etc.

In general, the amount of payments to people with disabilities cannot be lower living wage- an average of 8540 rubles, therefore, allowances are put on each part, which can be calculated using special formulas.

Social

A little earlier, we examined the social pension (SP) and its size - 4215.9 rubles. per month. But in addition to this amount, each disabled person of 3 groups has the right to receive a monthly cash payment (EDS) and a set of social services (NSO). SED = 2022.94 rubles. per month, and NSO = 1048.97 rubles. per month.

From this we have: SP = SP + EDS + NSU

Let's see an example of how to calculate it: Ekaterina did not work a single day: at school, in physical education class, she injured her leg, as a result - a complex hip fracture and disability at the age of 16. She receives a social pension, which is 5973 + 2022.94 + 1048.97 = 9044.91 rubles. per month.

This year, Ekaterina is thinking of abandoning the receipt of NSO in cash, because the state provides her with the option of using these funds in the form of a free trip to a sanatorium and medicines.

This option of spending federal budget funds in the form of a set of social services seems to the girl more profitable, because a ticket to a sanatorium and the medications prescribed for her are much more expensive.

For people who received a disability in childhood, a different minimum pension in the field of social benefits is established - 5973 rubles. per month.

Insurance

If a person has work experience (from 2 days or more), on the basis of Federal Law No. 400-ФЗ dated 28.12.2013 "On Insurance Pensions in the Russian Federation", insurance pension (STP) is calculated by the formula:

StP = SP * 50% + CPB * ZB, where:

  • SP - social pension, payment due to all disabled people of the 3rd group (4215.9 rubles).
  • CPB is the number of pension points.
  • ZB - the value of the score, expressed in monetary terms (78.58 rubles).

The PBC depends on how many months the recipient of the pension has worked, and what insurance premiums deducted to the bank.

Let's take another example: Elena Ivanovna has the status of a disabled person of the 3rd group, she worked as a mathematics teacher at school for 15 years. For the entire time of cooperation with the school, Elena Ivanovna has earned 205 pension points.

Now her pension is: 4215.9 * 50% + 205 * 78.58 = 2107.5 + 16108.9 = 18216.4 rubles. per month.

State

When forming state pension take into account the size of a fixed social payment and increase it by 100%.

Ivan Petrovich took part in the hostilities in Syria. There he suffered a complex poisoning, resulting in partial loss of vision. This brave man is dependent on a wife and two children. His pension is:

(4215.9 + 7207.66) * 100% = 22847.12 rubles. per month

Indexing

Changes in the amount of payments to a disabled person of group 3 can be made due to indexations made every year at the all-Russian level. For example, from April 1, 2017, insurance payments were increased by 200 rubles, and the monthly income grew by 5.4% ().

Indexation is carried out almost every year automatically, which allows pensions to match the amount required for the cost of living and price increases.

Also, everyone has the right to try to change their pension payments by submitting an application for their recalculation in Pension Fund Russia. This option is admissible when switching from one type of pension to another, when assigning an insurance payment, changing the funded part, etc.

Conclusion

People who have partially lost their physical ability, but at the same time retaining all the skills of self-service are referred to the category of persons with the status of a disabled person of group 3. Every month the state calculates a disability pension for them, which differs in amount depending on the status of the person: a child, a working or non-working citizen.

The child is supposed to fixed pension in the amount of 5973 rubles. per month, the employee's pension depends on the pension points. A non-working citizen is entitled to social payment with its allowances UNN and NSU. Marital status with a dependent wife or children also plays a role in calculating the disability pension.

Every year there is an indexation of benefits, which increases it by a certain percentage. It is worth remembering your rights and know the rules for calculating your pension, so that when you change social status recalculate in time.