Pensions for working pensioners will increase per year. Is it possible to return the pension supplements to the employed. Discussions on the indexation of pensions in the State Duma

01.05.2019

According to the Pension Fund Russian Federation, almost every third person out of thirty-eight million recipients of Russian labor pensions is among the working pensioners.

There is a concept of "self-employed population". It includes citizens who are registered with the FIU, as:

Detectives.
Lawyers.
Heads of farms.
Entrepreneurs.
Notaries.

They are also considered to be the working population of the country. The reporting period for them ends annually on December 31st.

Many people wonder how the pension changes from this status. The answer is simple - either the payment is received without indexation, or with it.

The second pension will, of course, be higher.

How is the pension of working pensioners formed?

The document that the representatives of the PFR are guided by is the Federal Law "On Insurance Pensions" and number 400, approved by the Government of the Russian Federation on December 23, 2013, but revised on December 29, 2015.

Indexation of pensions for working pensioners - as it was in 2016:

The indexation of pensions for pensioners was influenced by the status of workers.

Citizens over the age of 55 or 60 received a different pension:

If for the reporting period - September 30, 2015 - they were not listed as working , then their pension will consist only of the insurance part of the fixed payment. Such a pension will not be indexed.
If a citizen quit in the period from October 1, 2015 to March 31, 2016 , then he received an indexed pension. To do this, it was necessary to come to the FIU or the MFC and inform about the termination of work, take a certificate from the place of work in confirmation. Thus, he was entitled to a payment, taking into account the planned indexation - even if after this period he again took a job.

Since February 2016, the required pension payment has been indexed by 4%.
In addition, the recalculation of the pension was made to all citizens in August 2016, adding the amount, the amount of which no more than 3 points... Bet 1 retirement score- 74.27 rubles. That is, they added no more than 222.81 rubles.

Will working citizens lose their pensions in 2019, and will there be an indexation of pensions?

The indexation of pension benefits, habitual to pensioners, was replaced in 2016 lump sum sums 5 thousand rubles.

Currently, the Ministries of Finance and Labor are resolving the issue of suspended pension payments to working pensioners.

This measure will be implemented in one of the following ways:

Will completely cancel the base part , that is, exclude fixed payment, the size of which is 5 334.19 rubles this year. In this case, the monthly income of the citizen will not be taken into account.
They will leave the pension, but introduce restrictions on income. For example, pensioners with high salaries (over 83 thousand rubles) will not receive payments. It will simply be “frozen” and not indexed. When a citizen wants to retire, it will be increased by the interest rate of the current years.

In 2019, one should not expect a significant change in the approach to calculating the pension of a working pensioner. The planned transition to the indexation of pensions in an amount exceeding inflation, planned by the Government of the Russian Federation, will affect non-working pensioners. It will amount to an average of one thousand rubles a year. However, for working pensioners, starting from 2016, such indexation has not been performed. In 2019, nothing will change in this regard.

The increase in the pensions of working pensioners will occur only in August 2019 due to the annual recalculation. During the August recalculation, the Pension Fund of Russia will take into account the amount of paid insurance premiums for an employee made in 2018. Taking into account the restrictions imposed on working pensioners on the individual pension coefficient recalculating their pension will increase it by about 240 rubles.

Minimum pension - will there be an increase or indexation of the pension in 2019?

According to the current legislation, concepts " minimum pension" No .

It is only known that an older citizen must receive a payment that cannot be lower than the minimum living wage for retirees.

Note that in each subject of the Russian Federation, the size is set different.

For example, in the largest cities of Russia in 2018 this amount was:

Name cities / regions	Payout amount	Resolution
Moscow		No. 856-PP dated 12/11/2015
Moscow region		No. 1131/45 dated 30.11.2015
St. Petersburg		No. 1088 dated 11/26/2015
Leningrad region		No 435 dated 16/11/2015
Novosibirsk region		No. 136 dated 17/07/2015
Sverdlovsk region		No. 139-PP dated 06.03.2015
Nizhny Novgorod Region		No. 677 dated 21.10.2015
Republic of Tatarstan		No. 806 dated October 29, 2015
Chelyabinsk region		No 283 dated 15.10.2015
Samara Region		dated 21.10.2015 No. 660
Omsk region		No. 329-p of 11/25/2015
Rostov region		No 43 on 21/10/2015

If a citizen's pension is below the subsistence level, then the state pays him the missing funds. However, working citizens are not entitled to such additional payments!

Average pension for employees in 2018 - RUB 14,045

In 2016, inflation was, on average, 3.55%, and the insurance and social parts of pensions - again, on average - increased by only 3.7%.

Working pensioners in Russia are entitled to the insurance part of the pension, as well as to fixed payments to it.

At the same time, the following can always count on a high size of the pension payment and its increase:

People 80 and older.
Residents of districts Far north.
Disabled people.
Citizens who support one or more relatives.

If we summarize the information received at the end of 2018 from official sources about changes in pension payments and legislation, we can draw conclusions about pensions in 2019.

So what are the likely changes in 2019 pensions?

An increase in pensions is likely to happen. But this increase will not be in the volumes that were previously assumed.
Inflation is projected to drop to 5% in 2019 - this will slightly equalize the tilt between real pensions and prices.

Benefits and payments to working pensioners - what is required?

We list all the benefits and payments that older working citizens should receive:

Pension. Everyone will receive a full pension in the amount of the minimum subsistence level and no less. That is why workers are not paid social payment, in addition, it is already included in it.
Property benefits. Whether or not there is such a benefit depends on regional laws, pensioners have the right not to pay all or part of the property tax.
Land incentives. Also established by regional legislation.
Transportation incentives. In St. Petersburg, it is allowed not to pay tax to pensioners who own cars with an engine power of 150 hp or more, but in Moscow such a benefit is not provided.
Free medical insurance... All retirees can receive free medical care.
Payment for utility services. If a pensioner is recognized as poor, then part of the paid "communal apartment" is returned to him.

Pension is a cash payment guaranteed by the state and is awarded subject to certain conditions.

Annually, the pension reform makes changes to the rules of accruals cash benefits... What pension will working pensioners receive in 2019? Latest news.

Pensioners are legally guaranteed security and its indexation. Indexing takes place every year. Usually two times. The first indexing will take place on February 1.

In spite of high level inflation in the country, all types of pensions will increase by 4%. The promotion will not affect everyone.

The insurance part will only be changed to those who are considered unemployed according to the Pension Fund.

Payments for those who work will remain the same.

Pension in 2015

Changes in the procedure for calculating content were made pension reform 2015 year.

According to the Federal Law, the concept of "pension" was divided into three parts:

Insurance part. The sum insured is formed from the obligatory contributions to the Pension Fund.
Accumulative part. Self-help type, wears voluntary, the pensioner is responsible for its formation.
Fixed part. This is the main, basic part, paid in a fixed amount.
For 2015, the fixed part is set at 3,935 rubles.

The concept of an individual coefficient has been introduced.

The coefficient is the number of points, which depends on the length of service and the amount of paid contributions.

The minimum threshold for this year is 6.6 points. The threshold will change gradually. At the end of the reform, the government plans to set it at 30 points. The cost of 1 coefficient is 64.1 rubles. The coefficient is also subject to annual indexation.

The procedure for calculating the required minimum seniority has been changed.

Now he is 15 years old. This norm will not be applied immediately, but gradually, and will grow every year. In 2015, the work experience must be at least 6 years. Next year, the required seniority will increase by one more year.

For those who are already receiving a pension, they will be made taking into account all the provisions.

But in this case, the rule applies: “The amount of established payments, calculated in a new way, should not be less than before the reform. If this condition cannot be met, then old size pensions ".

Pension indexation in 2019

2019 has made its own adjustments. Of the two planned upgrades, only one has been carried out. The increase was 4 percent.

The price of the point is indexed. Now it is equal to 74 rubles 27 kopecks.

For pensioners with a large number of points, the allowance has changed significantly.

Indexing takes place several times a year. This year was an exception. The government of the Russian Federation made a decision to abolish the second indexation of benefits to citizens. It was replaced by a one-time compensation - the amount of 5,000 rubles, according to Federal Law No. 385-FZ. This payment was received by pensioners of all categories, including the military and recipients of social benefits.

Such compensation turned out to be unprofitable for those who receive high pensions. Annual indexation by percentage would become better alternative, brought more income.

Pension size

Regardless work experience and deductions to the citizen, the minimum pension is guaranteed.

Its size is in direct proportion to the subsistence level established in a particular region.

This minimum in different regions countries can vary considerably. On average, the minimum pension in Russia in 2019 is 6350 rubles.

Indexation measures increased amounts different types pensions from 350 to 1000 rubles.

In some regions, local authorities make additional allowances on their own.

Retirement age

This is the age threshold after which you can apply for guaranteed payments from the state. The age limits in Russia have not changed since 1932.

On this moment men go on vacation at 60 years old, for women the threshold is lowered to 55.

Before this age, they can get early retirement some categories of citizens.

There are plans to increase retirement age... In many countries, this age is much higher than that established in Russia. For example, in the United States, both sexes receive retirement benefits from the age of 65, in France from 60.

Retirement conditions in 2019

According to the reform, provisions have been determined and developed, on the basis of which a citizen of the Russian Federation has the right to receive state maintenance:

Retirement age or the emergence of the right to early retirement.
Work experience - 7 years and more.
Individual odds - 9.

Those who fail to meet these conditions will receive a social pension.

In addition to the individual coefficient calculated for the length of service and the amount of contributions, bonus interest is applied. They are designed to encourage later benefit applications.

The later the deadline the citizen will retire, the more bonus points he will receive.

Premium odds table

The coefficient is increasing every next year.

When you retire three years later than the appointed date, you can expect that the fixed and insurance benefits will increase by 19 and 24 percent, respectively.

Citizens who are already receiving payments have the right to refuse a pension for a period determined by them independently. In this case, they will also receive points.

Accumulative part of the pension

For each employee, the organization sends to the PF 22 percent of wages employee.

Interest is distributed as follows.

Fixed payout - 6%
Insurance part - 10%
Accumulative - 6%

A future pensioner can choose where to send 6%:

transfer to a non-state fund;
leave unchanged;
abandon the funded part.

In addition, a citizen can develop his own accumulation system and make additional payments to the accumulated share.

According to the provisions of the reform, this individual part can be inherited, or be paid in one amount upon request. But this part is not indexed by the state, premium interest is not applied to it.

At the end of 2015, a moratorium was introduced on the transfer of the funded part to non-state funds. Therefore, 6 percent intended for the funded part in 2019. completely sent to the insurance share.

The funds already accumulated were returned to the Pension Fund, some pensioners were paid in parts or in full. The rest are frozen.

Pensions for working pensioners in 2016-2019

Some of the pensioners continue to work, despite the retirement age. Someone remains at the same place of work, someone moves to a new one.

Citizens who continue to work are separated into a separate category. There is no indexation for their pensions.

Since 2016, working pensioners receive an insurance pension without indexation

If a pensioner officially works, receives a salary, then his pension will remain the same.

It will not be indexed by the state. This decision was made by the Government.

In this case, the following algorithm is provided:

The citizen informs the FIU with the help of a statement and documents about the current situation.
The fund reviews the application and makes a decision on the payment of the indexed benefit from the next month.

Once the indexed benefit has been awarded, you can get a job again. There will be no reduction in benefits.

Insurance experience

During the period of time when a person works and pays a percentage of his income to the Pension Fund of Russia, the insurance experience is formed.

In addition to work experience, this length of service also includes periods when a person could not work for objective reasons:

he was caring for a disabled citizen;
was unemployed;
carried out public works.

To assign a pension in 2019, you need at least seven years of experience. According to the provisions of the reform, the number the right years will increase gradually to 15.

Points for socially significant periods of life that are included in the length of service (non-insured periods)

Every 12 months fully worked by the insured person are multiplied by a coefficient and converted into points.

Their number is directly affected by the size of the salary.

More salary - more contributions to the fund - more points will be awarded to the employee upon retirement.

There are periods when a person was temporarily unable to work for a good reason. Such periods are called socially significant. They are included in the experience, points are awarded for them. it time is running in offset, provided that before the onset of such a period or after the person worked. Receiving an official salary with such a payment system is more profitable than receiving an envelope salary.

Military pensions

Pensioners in Russia are divided into two categories: working and not having an official place of work. Most of the payments are provided for pensioners who do not work anywhere and are on a well-deserved rest. But working pensioners do not always have high wages, so the question of additional allowances for them is relevant.

How profitable is it to work in retirement

The benefits are clear. Man gets additional source income. Moreover, if his salary is at the average level of the region where he lives. Certain categories of working pensioners receive compensation from the state. In particular:

persons with disabilities;
citizens who have lost their breadwinner.

The retirement age for men is 65 years old. For the weaker sex - 55 years old. There is a seniority pension, which is received by certain categories of workers, for example, astronauts, pilots, testers, military personnel, etc. In 2018, pension indexation is not provided for working pensioners. But all pensioners, working and not working, received 5,000 rubles each in the winter of 2018.

The question of whether it is worth working in retirement is relevant. Each of the retirees must add up the total income from wages and salaries and pensions, note all the pluses and minuses. Working in retirement is beneficial in that a person receives a salary, which is a significant addition to the family budget.

The advantage of working in retirement is that by working, the pensioner prolongs the insurance experience in time. But on condition that the employer sends contributions (insurance) to funds. Insurance experience allows you to recalculate the pension, as well as increase it.

The disadvantage of working in retirement is that in 2016 they stopped indexing pensions for employees mature age who are working on a well-deserved rest. The payments of the indexed share of the pension are terminated while the pensioner is working. After he terminates the employment contract with the employer, the indexed pension will be transferred to him.

Another question arises with those pensioners who work without formalization labor relations... They can count on the indexation of their pension, but informal work is beneficial for them only if the employer is honest. In case of violation of their labor rights, it is rather difficult to prove the existence of a working relationship between a pensioner and an employer.

Working Pensioners Act

Currently, this normative legal act has not been adopted. Provisions concerning working pensioners, the size of their pensions, allowances, etc., remain at the stage of the draft law. Its main provisions:

Starting from 2018, it is not expected to index the considered payments to working pensioners according to the inflation rate. Pensions are indexed every year. But this only applies to non-working pensioners. Only they were the actual recipients of the indexed pension.

From 2018, the final recalculation of pensions will take into account the accumulated length of service in retirement, as well as the amount of insurance contributions to funds carried out by the pensioner's employer. The individual coefficient will be increased, which also has an impact on the final size of the pension.
In August 2018, it is planned to automatically recalculate the size of the insurance pension. This will not affect all retired working citizens, but only certain categories. In particular, those who are paid money on the basis of old age and disability. The amount of the bonus depends on the salary of the pensioner, which he received in 2016, as well as on the points awarded to the citizen.
Presumably, retirement benefits will not be paid to those pensioners who receive more than 1,000,000 rubles a year. The decision, of course, has not yet been taken. Finally, it will be accepted in the future.

How much are working pensioners paid

Pensioners receive a pension. The payoff is in two parts. it fixed size cash payments, base size pensions. And also an insurance pension. It consists of the duration of the work, the number of points, which are calculated on the basis of the deductions made to the FIU.

Retirement pensioners can apply for a recalculation of the fixed payment in the presence of certain life circumstances. For example, in the case of a change in the family related to the number of dependents. If the pensioner maintains no more than three family members who do not work, the basic part of the pension (for old age or disability) is accrued to him increased rate... If a person lives in the Far North, the basic part of the pension is increased by the amount of the regional coefficient set by the regional authorities.

A working pensioner has an increase in the insurance experience. The employer must make payments to the funds for each employee. And this happens regardless of age. The recalculation of the insurance part is carried out automatically by the FIU. But citizens can apply and draw up an application. In it, indicate the recalculation of the insurance amount of the pension.

This procedure proves that the person has refused, thereby, from automatic accrual. This procedure is possible after a year has passed since the appointment of the pension payment, but it does not always make sense. If pension payments were assigned to a person in January 2015, at the request of a working pensioner, the amount of payments can be recalculated only after a year. It's winter 2016. And the automatic recalculation would have been done only in August 2016. That is, if a person is interceding for himself, it will speed up the recalculation process.

To receive a decent amount of pension, you need at least 30 years of experience. If a person retired without completing this period, but continues to officially work, he prolongs the length of service, thereby increasing the amount of charges. If a pensioner has formed accumulative part pension, the maximum score a person can count on is 3 points. If the funded part is in the process of accumulation, the score is even lower - 1.875. It is this indicator that will be taken into account when recalculating.

There are certain cases where pension accruals subject to recalculation:

80 years - a supplement to the pension, established in each specific area;
disability: group change.

IMPORTANT: For recalculation, a declarative procedure is established. The exception is when a person reaches 80 years of age. The calculation in this situation occurs in automatic mode.

Recalculation of pensions for working pensioners

Every year, on August 1, recalculation begins. The entire pension is subject to it, both parts of it. Recalculation is carried out automatically if the pensioner is at the workplace. The recalculation is influenced by employers' reports sent to the FIU for each specific employee. Funds that are redirected to the personal account of the pensioner during the previous 12 months, if they were not taken into account in previous recalculations, are subject to accounting:

contributions to funds ( insurance payments are listed by employing companies, individual entrepreneurs, lawyers, notaries;
the results of investment processes concerning pension savings;
other contributions transferred to the formation of the funded part, the results of these investments.

Pension points accumulated by a person increase the insurance part of payments. They are formed from insurance contributions that were made in the previous 12 months. But on condition that they were not taken into account in the accruals and in the previous recalculations.

We use the financial equation:

SP = SPST + IPK X SIPK

Let's decipher the values:

SP - recalculated pension;
SPST - indicators of the pension serving for recalculation on July 31 of the accounting year;
IPC - the number of points that a person has formed on January 1 of the current year;
SIPK - the cost of points on the day on which the recalculation takes place (2018, the actual cost is 81.49 rubles);

The number of individual points taken into account in the annual recalculation of pension contributions is limited by legislatively... Depending on the formation of the accumulative part of pension contributions to the account of insurance contributions, the number of points in the maximum indicator is equal to:

3.0 - for citizens who did not deal with funded pension issues this year, that is, they simply did not form it;
1,875 points for citizens who sent their insurance premiums on the formation of savings.

IMPORTANT: The amount of the benefit can be increased if the citizen has postponed the deadline for registering a pension.

Depending on the term for applying for pension payments, their size increases. The pension is subject to adjustment every year. This is due to the amount of insurance contributions of the employer, additional contributions, the results of investment of savings (pension).

IMPORTANT: For 2018, the supreme executive authority imposed a moratorium on the formation of savings from contributions. A citizen can continue to save, but only at the expense of his own transfers.

Adjustment of the funded part is carried out using funds that were not taken into account in the previous recalculation. The formula is used:

NP = PNK / T

Let's decipher the formula:

NP - adjustment cumulative payments and its size;
PNC - the sum of accumulated Money placed on the citizen's account as of July 1. If a fixed-term pension is adjusted to a citizen, then the savings accounted for in the adjustment cannot be taken into account in the savings, due to which the amount of the funded part of the pension benefit was adjusted;
T is the number of months of payment of pension savings, taken into account the size of the funded part;

Post-employment indexation of pensions

Pension indexation occurs only a month after termination by a pensioner employment contract... But in practice, this process is delayed. This is due to the fact that, under Article 26.1 of the Law on Insurance Pensions, policyholders do not immediately submit to the Pension Fund of the Russian Federation a statement that the pensioner has finished with them. labor activity... Employers submit reports only for the previous month in the reporting period. This means one thing: if a person quit in June, in July he will be considered still working. The next month, after receiving information from the insured that the person quit his job, the fund makes a decision that the insurance pension should be paid to the person in an indexed form.

IMPORTANT: The increased amount of pensions will be paid only from the month that follows the one in which the FIU made a decision on indexation.

How the term of work for working pensioners is taken into account

On the personal account of any person, including a working pensioner, there is data about the entire period of his work. Since 2002, the PFR authorities have introduced a program for electronic recording of information about persons who are insured.

The employer submits information about the employee's experience, and then the data on insurance premiums. The data is reflected in the documents. Now all information about a working person, a pensioner is formed on the ILS.

If a pensioner works on a well-deserved rest, is officially registered, insurance part pension increases due to seniority.

Thus, the undoubted plus of working in retirement is that by working, a person increases the insurance experience. But on condition that the employer transfers contributions (insurance) to the fund for him. The insurance experience is relevant from the point of view of the annual pension recalculation, as well as an increase in the amount of the pension.

Next year, major changes in the field of pensions will begin in our country, which will be completed by 2025. The new reform, the draft of which was adopted by the Federation Council and signed by the President on October 3, 2018, suggests whole line changes that will affect the growth of the retirement age and the accrual of pensions for working pensioners, as well as those who have already taken a break from work. The forerunner of the adopted law can be considered, according to which the following changes await Russia by 2024:

faster growth of the level of pension benefits in relation to inflation;
reducing poverty in the country by half;
improving the quality of life of older people.

An insurance pension is assigned to all people if they simultaneously observe three conditions, and working pensioners are no exception:

achievements a certain age;
accumulation a certain amount IPK;
having at least a minimum experience.

Assumes numerous changes, including in these areas. Consider the methods prescribed in it, by which it is planned to achieve the set goals, as well as how they will affect the pensions (insurance and funded) of people who do not want to leave work after reaching a certain age.

New law and old-age pension pay

The retirement age determines the period when a citizen can begin to receive a retirement salary, which can become significant support in his financial well-being... If before 2018 they could be claimed by 60-year-old Russians and 55-year-old Russians, then from next year the situation will begin to change gradually. Every year the age of retirement from work will increase by one year until it reaches sixty-five and sixty years by 2024.

In 2024, working citizens will be able to apply for pension payments five years later. However, the government provides for a smooth transition period during 2019-2020 Women and men who have reached the retirement age during this period of time will receive payments six months earlier. That is, if a person is entitled to a pension from the beginning of 2020 under the new law, he will begin to receive it from July 2019.

The pension salary of non-working and working pensioners is fundamentally different. If the first to improve the material well-being is planned to increase the pension from 2019 by about a thousand rubles a month (in the form of indexation), then for the latter there are practically no increases. This measure would place an additional burden on the budget of the FIU, which is not better times... At the same time, it is not necessary for a working pensioner to independently submit an application for the establishment of payments. This will be done automatically.

During the discussion of the bill, the issue of canceling pension payments old age working elderly people. This measure would encourage older people to move to retirement salaries more quickly, making room for younger employees. However, the main reason why old man does not allow himself to go on a well-deserved rest, there is a shortage of pension to ensure a comfortable old age. July 11, 2018 A. Pudov, Deputy Minister of Labor and social protection, said that such a plot is not even considered. Article 39 of the Constitution says that it is impossible to abolish pensions for those people who have reached old age. There were proposals to cancel pension payments to those whose wages exceed 83 thousand rubles. But as a result, they abandoned this too.

Changes in seniority and IPC

Starting from the new year, not only the retirement age will begin to grow gradually, but also other parameters affecting the establishment of pension payments. Over six years, the cost of IPK will increase by 35.14 rubles, amounting to 116.63 rubles by 2024. The value of the retirement point will grow by an average of 5.84 rubles annually.

The cost of the PKI directly affects the size of the only possible increase to the insurance pension of elderly workers. This increase is the result of the recalculation of pension payments, which is carried out annually from the first of August. All the features of this procedure are explained in article 18. It does not require the filing of an application, but is carried out automatically for all working pensioners, for whom insurance contributions continue to be received by the FIU.

A new one is calculated, increased pension according to a special formula:
the amount of the pension after the calculation = the amount of the received pension + (IPK x value of the point).

Points not previously accounted for are taken into account. There is also a limitation according to which no more than 3 pension points are taken into account when recalculating, even if a citizen has earned the maximum 8.7 points. However, even with three points, the pension will not increase significantly. If the restriction is not lifted, insurance payments for working pensioners will be able to increase by the amounts shown in the figure:

For those who are suitable for the date of retirement from work in 2019, recalculation will be made only in August 2020.

Features of the new pre-retirement age

The new law is meant to protect people pre-retirement age, which is increased from two to five years. Now employers do not have the right to refuse such people to provide a job. Such a refusal will entail responsibility: the boss who violated the law will be obliged to pay a fine of up to 200 thousand rubles, as well as perform compulsory work (up to 360 hours).

Employees, whose age is approaching retirement, can now take 2 days off during the year to undergo medical examination. More than younger age one working day is allocated for this activity over a period of three years. Also, people of pre-retirement age will be able to receive information about their pre-retirement category for free. To do this, they can apply to the FIU in person, through an employer, by mail or using the "Gosuslugi" portal.

If an elderly person has been laid off at work and he has two years left before the appointment of a pension, he can apply for the establishment of pension payments in the direction of the employment service. For this, a man will need 42 years of experience, a woman - 37 years.

Indexation and retired workers

In 2016, the government introduced a so-called "freeze" on the indexation of pensions for working elderly people. The change was introduced by Federal Law No. 385-FZ of December 29, 2015. It was originally supposed to be valid until 2020. Prime Minister D. Medvedev announced on April 11, 2018 that this issue has not yet been closed and will still be discussed. His words were confirmed 3 months later, on July 7, 2018, by President V. Putin. Particularly acute is the issue of specialists with low wages (personnel in medical institutions, kindergartens, etc.). but new law did not touch on this problem.

It is believed that if the incomes of people on pension increases due to the indexation of payments, then the level of material well-being of a working pensioner increases due to an increase in wages. In 2018, the Ministry of Finance equalized for the first time minimum size wages with a living wage. For working pensioners, this measure became a great support, as it led to an increase in the minimum wage and, accordingly, their income. At the same time, upon dismissal, the amounts paid are recalculated, which takes into account all indexations for past period... Having decided to quit, an elderly person will start receiving a pension salary in the month following the month of dismissal, which has grown immediately by a large amount.

New law on funded pension

In addition to insurance payments, pensioners can apply for funded pension... Until the end of 2015, out of 22% of insurance premiums paid by employers for their employees, 6% went to savings. This happened if the employee entered into an agreement with a non-state pension fund, for the rest of the employees, all 22% went to the FIU. Before the adoption of the new law, it was possible to apply for savings upon reaching the retirement age.

Now payments will be able to receive those who have five years left before receiving the right to retire by age. That is, in 2024, men will be able to expect to receive savings payments at 60 years old, women - at 55. Those who have not acquired the right to a funded pension will be able to receive one-time payment accumulated funds. This also applies to those who have accumulated up to 5% of the amount of the old-age insurance pension.

Conclusion

In the Russian Federation, all citizens who have reached a certain age can apply for a retirement salary, regardless of whether they decide to continue to work or go on vacation due to their old age. The law, which entered into force on October 3, 2018, did not abolish this right, including for those whose monthly income exceeds 83 thousand rubles. He, having made amendments to a number of legislative acts, had a significant impact on the procedure for calculating pensions (both insurance and funded).

Gradually, the retirement age, the achievement of which gives the working citizen an increase in wages in the form of pension payments, will begin to increase until it grows by five years by 2024. The pre-retirement age will be reduced by five years. Employers will also be prohibited from refusing to hire citizens of pre-retirement age. On average, the amount of the pension score will increase by 5.84 rubles annually, which increases the increase in the pension of working pensioners in the course of the annual recalculation. Also, since 2018, the size of the minimum wage has increased, reaching the value of the subsistence minimum.

Russia entered the top five worst countries world for retirees, ranking 40th out of 43. Only Brazil, Greece and India turned out to be worse.

According to "", which is annually compiled by Natixis Global Asset Management, the leaders are Norway (86%), Switzerland (84%) and Iceland (82%). In Russia, the index fell from 46% to 45% over the year.

The index measures the comfort level of retirement in a given country. Four key parameters are used in the calculations: financial situation, material well-being, quality of life and health. Each of these parameters can be rated on a scale from 0% to 100%.

Working pensioners 2019

The article will help you find out what will happen to the pensions of working pensioners in 2019, whether they are entitled to benefits and how much of the pension will still be indexed.

As of January 1, 2015, there were about 15 million working pensioners in Russia. This amount is explained by the fact that, to a greater extent, the size of pensions is not able to meet the needs of citizens. In this article, we will explain latest news about the indexation of pensions for working pensioners, we will tell you what benefits they can count on and give practical advice job search for retirees.

Outline of the article:

The rights of working pensioners in 2019.
Frequently asked questions on the topic "Rights of working pensioners".
Everything about the indexation of pensions for working pensioners.
Benefits for working retirees in 2019.
What are working pensioners deprived of in comparison with non-working people?
How to find a job for a pensioner?

The rights of working pensioners

Every year in Russia more and more pensioners prefer to continue working after the onset of retirement age. There are many reasons. Here is some of them:

The small size of pension payments, which is not enough to maintain a comfortable standard of living.
The retirement age in Russia is not high, so citizens are still able to continue working.
Reluctance to lose position.
Availability of free time that you want to fill with an interesting activity.

Pensions to working pensioners must be paid without restrictions in the manner prescribed by law.
Whether pensioners will work after they reach retirement age should be decided in accordance with the Labor Code of the Russian Federation. It is impossible to fire a working pensioner just because it is time for him to go on vacation.
Citizens who have retired due to their age can get a job according to an employment contract.
Pensioners are entitled to part-time work.
From 1 January 2019, working retirees are entitled to annual paid leave.
Sick leave should be provided to working pensioners on a legal basis.
Every citizen can quit his job upon reaching the retirement age. The employer has no legal right to oppose his decision.

Working pensioners want to completely abolish pensions

The government of the Russian Federation is working on the preparation of an anti-crisis plan, one of the points of which provides for the complete abolition of pensions for some working pensioners.

In accordance with the document being prepared, the state can cancel all types of pensions for citizens of retirement age who continue to work and whose income exceeds 1 million rubles per year... According to officials, such a measure will allow at least partially to stabilize the PFR budget.

Frequently asked questions on the topic "Rights of working pensioners"

Question 1: Can a citizen who works after going on vacation can count on additional leave?

Answer: Every person who continues to work after reaching retirement age has the right to additional unpaid leave of 14 days, provided once a year. This rule is spelled out in Labor Code RF.
The following are entitled to additional unpaid leave:

Participants of the Second World War - up to 35 days annually.
Disabled persons - up to 60 days annually.

Question 2: Can an employer force a pensioner on unpaid leave?

Answer: Legally, the employer has no right to force a pensioner to go on vacation.

Question 3: If a citizen has taken an additional vacation for 14 days, can he interrupt it at any time and go to work?

Answer: Yes, it can. Additional vacation can be attached to the main annual leave without pay.

Question 4: Is it possible to fire a pensioner?

Answer: Working citizens do not have privileges and they can be dismissed according to the Labor Code of the Russian Federation, if there are appropriate grounds, like any other employee with the exception of disabled and pregnant women.

Question 5: Should a citizen work out the two weeks established by law after dismissal?

Answer: According to the Labor Code of the Russian Federation, he can quit his job without working off.

Question 6: Can an employee of retirement age be laid off?

Answer: Reduction, as well as the dismissal of a working pensioner, occurs in accordance with legal grounds without any restrictions. Privileges are granted only to disabled combatants who have received a disability in connection with the defense of the Fatherland and invalids of the Second World War. This is described in detail in article 179 of the Labor Code of the Russian Federation.

Question 7: Can an employer terminate an employment contract with a retired citizen, and instead conclude a fixed-term employment contract?

Answer: Such actions are possible only in a reciprocal order. Termination of an employment contract is not allowed without the employee's consent. Otherwise given fact can be challenged in court.

Question 8: Can an employee ask the employer to shorten the working day?

Answer: Maybe, but the employer has the right to refuse him if he is not disabled.

Question 9: Does a retired person have the right to work overtime and on holidays.

Answer: Of course it does. Just like an ordinary worker.

All about the indexation of pensions for working pensioners in 2019

Working pensioners will not affect those who work. The pension will remain at the established level. The promotion will take place only after these citizens are laid off. Then missed indexations will be carried out for them, as a result of which the pension will reach the desired level.

Working pensioners do not need to quit urgently

Note: Source: Rossiyskaya Gazeta

The Pension Fund hastened to dispel the rumors that appeared in the media that pensioners who did not quit until 2019 will be deprived of their pensions from next year.

All citizens who are now eligible for a pension will receive pensions in 2019 as well. Moreover, regardless of whether the pensioner is working or not. Whether or not to quit work is up to the citizen himself.

If a working pensioner still decides to retire, his insurance pension will be recalculated upward. The fact is that upon termination of work, a citizen's pension is paid taking into account the indexations that have passed during the time when he was a working pensioner.

True, he will begin to receive a new increased pension only 3 months after his dismissal. This is due to the period during which the FIU receives from employers the information necessary for the recalculation of pension payments.

Benefits for working pensioners in the Russian Federation

According to the legislation of the Russian Federation, pensioners have the right to benefits that apply to all citizens who have reached the age of rest, regardless of whether they will continue their labor activity or not.

In this section, we will consider the rights and benefits that apply to working pensioners. Some of them are relevant exclusively for the working population, and some are suitable for all retirees, regardless of status.

So, the following benefits and rights are provided for working pensioners:

Persons who have retired due to their age cannot be dismissed solely at the request of the employer without the presence of reasons determined by the Russian Federation.
Every citizen who has reached retirement age has the right to stop working and write a letter of resignation of his own free will.
Pensioners can get back to work. However, their pension will not decrease.
The length of the working day for pensioners cannot be changed if the employer wants it without the reasons specified by law and the employee's consent.
Working pensioners are entitled to additional leave. True, it will be provided at its own expense. Vacation period - up to 14 days. To obtain a vacation, you must write a corresponding application. The additional vacation can be used immediately or partially within one year.
When concluding an employment contract between an employer and a pensioner, in favor of the second one must mandatory to deduct compulsory insurance contributions, which will go towards the funded pension.
If a person of retirement age is a veteran or a disabled person, then he can get a free ticket to a sanatorium. Perhaps this is within the framework of special programs at the local and regional level.
Upon reaching 60 years of age, Russians are eligible for a free flu shot.
Receiving heat and gas at the expense of public funds.
According to the decision of the local or regional authority, retired citizens have the right to receive free medical care not only in a polyclinic on their site or in a city hospital, but also in a gerontology center.
If a pensioner has a disability, then he can receive necessary medications on preferential terms.
Pensioners receive from the state.

Tax incentives for retirees

Retirees have property tax privileges. Citizens of retirement age who own real estate can take advantage of the benefits described below.

If a pensioner has a room that is used for a library, creative studio, etc., then he can be exempted from paying property tax, provided that the area of the said premises does not exceed 50 sq. M. and land plot on which the building is located is provided for individual housing construction, summer cottages or personal subsidiary farming.

You can get such a benefit only once and for one object. Even if a pensioner has several garages or apartments and he uses them as a library and a non-state museum, then you can use the privilege only in relation to one of the real estate objects. The choice is up to the owner.

If the property owner does not submit an application by November 1 of each year, the tax authority will independently select an object that is not subject to property tax.

It should be noted that in the regions of the Russian Federation governmental support on payment transport tax for pensioners (working and non-working). Residents of the Krasnodar Territory, the Republic of Adygea and the Kostroma Region pay half of the assessed amount to the budget.

Only one vehicle is exempt. It is chosen by the payer. Detailed information can be obtained from your local tax office or administration.

As for the land tax, this issue, like the previous one, is resolved at the regional level. This is due to the fact that the received tax funds are directed to the local budget. Therefore, you can get detailed and accurate information only at your place of residence.

Pensioners of the cities of Rostov-on-Don, Tomsk and St. Petersburg are completely exempt from paying the land tax on a land plot of up to 25 acres. Novosibirsk pensioners pay only half of the land tax.

To get help, you need to apply to the appropriate authority and provide pensioner's ID... The deadline for submission of documents is determined individually for each region. Be sure to pay attention to this.

What working pensioners are deprived of in comparison with non-working

Despite the fact that working pensioners are entitled to benefits, non-working people still have more. For example:

Retired citizens and those who quit their labor activity can benefit from compensation for travel to the place of rest. Those who work do not have such capabilities.
Only non-working citizens of retirement age are entitled to a social supplement to the pension. Even if the pension amount of a working pensioner is less than the subsistence level, he will not be able to receive an additional payment until he stops working.

Whether it is beneficial to be a working pensioner or not is determined only on an individual basis and, first of all, this is influenced by the size of the salary.

How to find a job for a pensioner

The Labor Code of the Russian Federation does not restrict or prohibit the labor actions of citizens who have reached the age of rest. However, this rule often applies only at the legal level.

Often employers are reluctant to hire retirees and in every possible way force their employees to retire no later than the due date.

We suggest you familiarize yourself with a few for retirees:

If you have certain skills, share them with those who wish. Pupils and students are willing to pay to acquire knowledge. Many retired educators earn money through teaching, or simply tutoring. It is worth noting that the payment for such work is not too small and will be a noticeable addition to the pension.
Work as a concierge, cloakroom attendant or watchman. Paid for such work is not high, but if you have free time, an extra penny will not hurt.
Another job option is to become a nanny for a child or a caregiver for a sick person.
Taxi dispatcher.
Call center worker.
Needlework. Results are valued today manual labor- embroidery, knitting, lace weaving, making wood and clay products, etc. Transform favorite hobby in the way.
Growing vegetables and selling them. Working for personal plot you can earn a pretty penny in a similar way... It is not easy, but there will always be buyers for vitamin vegetables and fruits.
... After retirement, citizens can work without leaving home. You can give online lessons, write articles for sale, participate in contests, etc.

If it's time to retire, don't despair and get ready for boring and monotonous everyday life. Find something to your liking and be glad that there is time for your favorite business.

From 2016, working pensioners will receive an insurance pension without indexation, Payment of an insurance pension to working pensioners

Since January 2018, after the pensioner stops working full size pensions, taking into account all indexations, will be paid for the period from the 1st day of the month after dismissal. This became possible thanks to the adoption of Federal Law No. 134-FZ on July 1, 2017, which will enter into force on 01.01.2018.

Note: Download booklet for working pensioners (.pdf 88.5 Kb)

According to the changes in pension legislation, since 2016, working pensioners receive an insurance pension and a fixed payment to it, excluding planned indexations. This provision of the law applies only to recipients of insurance pensions and does not apply to recipients of pensions under the state pension provision including social pensions.

In February 2016, it applies only to retirees who did not work as of September 30, 2015.

If a pensioner belongs to the category of the self-employed population, that is, is registered with the FIU as a notary, lawyer, etc., such a pensioner will be considered working if he is registered with the FIU as of December 31, 2015.

What documents and where to submit to a working pensioner

To resume receiving an insurance pension, taking into account indexation, a citizen submits an application for the fact of termination of work. In most cases, a copy of the work book is attached to the application, from which it follows that the citizen has stopped working. You can submit an application after the entry into force of the relevant federal law, i.e. from January 1, 2016. Applications are accepted by all territorial FIU authorities and the MFC, which accept applications for the appointment and delivery of pensions. The application can be submitted in person or through a representative, as well as sent by mail.

Application form on the fact of implementation (termination) of work and (or) other activities
Rules for filling out an application on the fact of implementation (termination) of work and (or) other activities

The pensioner quit working in December 2017

In January 2018, the PFR received reports from the employer for December, in which the pensioner was still listed as working. The fact that the citizen no longer works can be seen from the report for January - his employer submitted in February 2018. In March, the PFR made a decision to pay the pension, taking into account all missed indexations, and in April the pensioner will receive the full amount of the pension, as well as the cash difference between the previous and new pension amounts for the previous three months - January, February and March.

If a pensioner plans to quit this year and wants to understand when the full amount of the insurance pension will actually start to be paid to him, he can be guided by the table: